How important do you think an adequate sum insured is in a health insurance plan?
Well, if you consider the exorbitant medical expenses, you would say it is very important.
Let's discuss why - Newer technologies have revolutionized medical science, and you will have to bear the costs to get the best treatment for yourself or a loved one. A simple hospitalisation can cost tens of thousands and in case of a serious ailment or disease, the costs would be exponentially more. So, when you buy a health insurance plan you are not only protecting your finances but also ensuring the best treatment possible is available. But if the sum insured is not adequate, you will have to meet the expenses from your own pocket or forgo a vital treatment. On the other hand, the premium outgo on a higher sum insured may not sit-well within your budget. So, how do you solve the dilemma?
The answer is simple - health insurance top-up plans. These plans help in increasing your health insurance coverage while being easy on your pockets.
Do you know what these plans are and how they work? Let's find out: