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In case of a medical emergency, cashless hospitalization is the best option to avail for anyone. This is only possible if your insurer has a tie-up with some hospitals that are covered under its network and where you can seek treatment without spending a penny. Here we share the list of network hospitals empaneled with Aditya Birla Health Insurance.
Having to get admitted into a hospital for treatment is enough of a physical and mental burden on the patient and their family. Why add to that burden by having to shell out an exorbitant amount at the time of hospital admission. To ease out this financial burden, several health insurance companies offer you the privilege of cashless hospitalization treatment at one of its network hospitals. Aditya Birla Health Insurance is one such insurer that offers this facility to its health insurance policyholders.
The insurance company has a widespread network all over India comprising more than 6,000 hospitals under its network. This blog details the list of network hospitals provided by Aditya Birla Health Insurance Co Ltd to the policyholder at the time of buying a health insurance policy.
Network hospitals refer to those facilities where you can avail superior-quality, cashless medical treatment for a health condition. This exclusive privilege is offered to you as part of your medical insurance plan that you purchased from your health insurance company.
At the time of buying health insurance, your insurer would provide you with a list of all the hospitals that fall under its network, meaning those where you can avail treatment without having to pay anything at the time of hospitalization. Your insurer would directly settle all medical bills with the specific hospital in its network. This also means that you are not entitled to avail cashless treatment facility at any hospital that is not covered in that list.
How does a network hospital help? There are so many benefits if your insurance company has a tie-up with certain hospitals. Some of them include:
Aditya Birla is one such insurance company that has a wide presence of network hospitals all across India. By selecting one such hospital that falls under the network of the company, you can hope to receive good-quality treatment, all cashless. Here is the list of network hospitals that have a collaboration with Aditya Birla Health Insurance Company Limited. Before proceeding with the hospitalization procedure for a medical treatment, it’d be wise to go over this list and select one of the following hospitals to enjoy a cashless facility.
|City||No. of Network Hospitals of Aditya Birla Health Insurance|
Now that you have the list of network hospitals empaneled under Aditya Birla Insurance Company, let’s learn more about filing a health insurance cashless claim once you choose to avail treatment at one of the network hospitals.
1. Visit the network hospital where you wish to seek treatment. To avail cashless treatment option, you would be required to submit either the policy number of your health insurance plan or alternately produce your patient ID card. This is generally asked by the hospital staff at the reception desk for identification reasons. Besides these, the reception might also need you to verify your identification via original documents such as PAN card, Aadhar card, passport, and the like.
2. Once you have verified your identity, the network hospital staff will submit the request form for cashless hospitalization to Aditya Birla Health Insurance company. In case of emergency admission to the hospital, this form must be submitted to the insurer within 48 hours of hospitalization. In case the treatment is planned in advance, the policyholder must submit this request form at least 3 days prior to getting admitted.
3. Your insurer would then review your request for cashless hospitalization and inform its final decision to the network hospital. The policyholder would also be informed of the same on SMS or email within 2 hours, provided the insurer received the request on a working day of the week.
If the insurer decides to approve your claim request, it would proceed with the claim-settlement process with the network hospital directly. Note that settlement of claims may be subject to the terms and conditions of the health insurance policy purchased.
The Claim Settlement Ratio (CSR) of an insurance company is a measure of its credibility in the market, which helps a prospective policyholder to go ahead with buying insurance from the provider. It simply refers to the total number of insurance claims settled by the insurer in a particular financial year in proportion to the total number of claim requests received from the insured in that year.
As far as Aditya Birla health insurance claim status is concerned, it is reported as quite healthy. As of FY 2018-19, the CSR of Aditya Birla was reported at 93.68%.
With a good CSR, Aditya Birla Health Insurance enjoys credibility in the insurance market. Moreover, its network hospital facility ensures that health insurance policyholders can avail cashless hospitalization treatment. You can look up for the best Aditya Birla health insurance plans and choose the one that best suits your requirement. In case of expiry of term policy, you can always contact the Aditya Birla health insurance customer care number and speak to an executive who would guide you on the health insurance renewal procedure.
It also offers customized health plans for parents as well as for diseases like cancer, critical illnesses, etc. Moreover, the Aditya Birla Health Insurance Company enjoys an incurred claim ratio of 69.56% for the year 2022-23
The health insurer, which has a standalone health insurance market share of 12%, aims at covering a total of 26 million lives by March next year.
You can find empaneled hospitals by visiting their website and using the “Find a Hospital” or “Hospital Network” section.
Yes, policyholders can avail of cashless hospitalization at any empaneled hospital by presenting their policy card or health ID card.
You can suggest adding a hospital by contacting customer support, but the decision is at the discretion of Aditya Birla Health Insurance.
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