5 min read
Updated on Nov 20, 2022
On one hand, India is experiencing a rise in the number of new and emerging health issues, and on the other hand, there has been a steep rise in terms of inflation in the health care sector. To face any sudden medical emergency, you definitely need enough money so that your health can be taken care of. Hence, it is important to purchase a health insurance policy to secure yourself and your dear ones against hospitalization expenses and treatment bills in case of a medical situation. With home care services, it becomes easy for the patient to recover at home amidst all comforts. Thus, many health insurance providers are now-a-days offering coverage against home care services under their health insurance plans.
Home Care Services in health insurance allow individuals to receive medical treatment at home. This facility especially suits the elderly while recovering from any critical illnesses or during post surgery recovery. With Home care services elderly people as well as other patients can avoid hospitalization and stay within the comforts of their home and receive the best treatment facilities.
There are several diseases that allow the patient to avail home care services rather than getting him/her admitted in a hospital. COPD or Chronic Obstructive Pulmonary Diseases, Dengue, Gastroenteritis, Hepatitis, Pancreatitis, Bronchopneumonia, Respiratory tract infection and fever are some conditions that do not require the patient to get admitted at a hospital depending on the health condition of the patient. In such cases, the patient can be treated at home under home healthcare services.
Below are some home healthcare services covered by health insurance companies:
Any medical condition that does not fall under the category of home care services or that is not covered under home healthcare services are excluded. Naturopathy, Acupuncture, Acupressure, are some treatments that are not covered under home healthcare services.
Home health care services are best for elderly patients as well as in case the patient requires a homely environment to stay comfortable while recovering. So, some of the features that are required to be considered before availing home healthcare services are:
Home healthcare services serve as the best health insurance policy for many patients including patients requiring domiciliary medical procedures. Further, these services are good for other medical cases like child care treatments, care of elderly etc. This is because the patient can feel comfortable and the treatment can be done smoothly under home healthcare services. Thus, this facility allows quality healthcare at the comfort of your home.
Hence, if you are looking for home healthcare services to be included under your plan health insurance policy, it is better to get the research well before picking the most suitable plan. This way, you can avail the best health facility, especially to the elders in a homely environment.
Also Read: Difference Between OPD and IPD Treatment
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