Best Health Insurance Plans for Individuals in India
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The health insurance industry offers a gamut of health plans for individuals. The plans are comprehensive and offer a wide scope of coverage. Besides providing inbuilt coverage features, there are optional benefits too which are available at the payment of an additional premium. Among the multiple Individual health insurance plans available, it becomes difficult to find out which plan is the best. Each plan offers something better than the other and so an average customer becomes confused. To sort this confusion, below is a list containing some of the best individual health insurance plans –
| Name of the plan | Allowed entry age | Sum insured limits | Salient features |
| Max Bupa Heartbeat Individual Plan | No entry age limitations. Plan can be bought at any age | Rs.5 lakhs to Rs.50 lakhs |
|
| Royal Sundaram Lifeline Plan | 18 years onwards | Rs.2 lakhs to Rs.1.5 crores |
|
| Aditya Birla Activ Health Essential | 91 days onwards | Rs.50, 000 to Rs.10 lakhs |
|
| Religare Care | No age restrictions | Rs.4 lakhs to Rs.6 crores |
|
| Apollo Munich Easy Health | 5 years to 65 years | Rs.1 lakh to Rs.50 lakhs |
|
| HDFC Ergo Health Suraksha Gold | 18 years onwards | Rs.3 lakhs to Rs.7.5 lakhs |
|
| Star Medi-Classic Insurance Policy | 5 months to 65 years | Rs.1.5 lakhs to Rs.15 lakhs |
|
If you are an individual looking to cover yourself in a health insurance plan, the above-mentioned plans provide an ideal solution. These plans give you both inbuilt and optional coverage benefits. The sum insured range is vast and the premiums are also affordable. So, choose a plan suitable to your healthcare requirements and enjoy the coverage the plan provides.
Also Read : Family Health Insurance Vs Individual Health Insurance
Choose wisely!
Author Bio
Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.
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