Best Health Insurance Plans for Individuals in India
The health insurance industry offers a gamut of health plans for individuals. The plans are comprehensive and offer a wide scope of coverage. Besides providing inbuilt coverage features, there are optional benefits too which are available at the payment of an additional premium. Among the multiple Individual health insurance plans available, it becomes difficult to find out which plan is the best. Each plan offers something better than the other and so an average customer becomes confused. To sort this confusion, below is a list containing some of the best individual health insurance plans –
Name of the plan | Allowed entry age | Sum insured limits | Salient features |
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Max Bupa Heartbeat Individual Plan | No entry age limitations. Plan can be bought at any age | Rs.5 lakhs to Rs.50 lakhs |
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Royal Sundaram Lifeline Plan | 18 years onwards | Rs.2 lakhs to Rs.1.5 crores |
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Aditya Birla Activ Health Essential | 91 days onwards | Rs.50, 000 to Rs.10 lakhs |
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Religare Care | No age restrictions | Rs.4 lakhs to Rs.6 crores |
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Apollo Munich Easy Health | 5 years to 65 years | Rs.1 lakh to Rs.50 lakhs |
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HDFC Ergo Health Suraksha Gold | 18 years onwards | Rs.3 lakhs to Rs.7.5 lakhs |
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Star Medi-Classic Insurance Policy | 5 months to 65 years |
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If you are an individual looking to cover yourself in a health insurance plan, the above-mentioned plans provide an ideal solution. These plans give you both inbuilt and optional coverage benefits. The sum insured range is vast and the premiums are also affordable. So, choose a plan suitable to your healthcare requirements and enjoy the coverage the plan provides.

Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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