2 min read
Updated on Oct 28, 2022
National Insurance Company Limited is a public sector general insurance company which offers a range of health insurance plans. The plans offered by the company are of different types and they offer a range of comprehensive coverage benefits. The premium rates are affordable. wanting to buy health insurance plans can calculate their health insurance premiums using National Insurance Company’s mediclaim premium calculator. The calculator helps in calculating the premiums payable for the policy depending on the details provided by the policyholder.
The health insurance premium can be calculated using the health insurance premium calculator. Here are the details which the policyholder should provide for premium calculation –
– the premium depends on the coverage features of the policy and so the policy which is selected would determine the premium
– National Insurance allows a range of sum insured. The chosen sum insured affects the premium
– age also determines the premium. Higher the age, higher would be the calculated premium.
– National insurance also offers family floater plans wherein the spouse, dependent children and dependent parents can be covered under the plan along with the policyholder. The number of members who are to be covered affects the premium calculation and are required to be mentioned in the calculator.
– many health plans offered by the company have a policy term of one, two or three years. The premiums, however, are paid once. So, the term of the policy also affects the premium calculation
– there are premium loadings in some plans while in others there are available discounts. These loadings and discounts also influence the premium. Loadings increase while discounts lower the premium rate.
After all the above-mentioned details are entered into the calculator, the premium for National Insurance Company’s health insurance plans would be calculated and displayed. The policyholder can change the calculated premium by changing one or more of the above-mentioned details.
Also Read: United India Insurance Mediclaim Policy Premium Calculator | Star Health Insurance Mediclaim Premium Calculator | Oriental Insurance Mediclaim Policy Premium Calculator | National Insurance Mediclaim Premium Chart | New India Assurance Mediclaim Policy Premium Calculator
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