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Your health insurance card is just as important as your standard debit or credit card and it’s a good idea to keep it with you at all times. This post talks all about what a health insurance card is and its importance for its holder, i.e., you.
When you buy a health insurance plan from your insurer, they will issue you a health insurance card. This document is actually quite important because it contains all the vital details pertaining to your health insurance policy purchased. Besides that, the card also indicates the extent of coverage that your health insurance provides. This is why it is important to keep this card safe with you at all times. Learn more about health insurance card and its importance in this blog.
As stated above, a health insurance card is provided by your insurance company at the time of buying a health insurance plan. Before we proceed, a quick recap of what is health insurance? It refers to the policy or plan that provides coverage for your medical expenses or healthcare treatment costs.
Now coming back to the health insurance card; it is essentially a proof or validation of the health insurance policy that you purchased from an insurance company. Now let us look at health insurance card and its importance.
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All your personal information is detailed in your health insurance card, which comes in handy at the time of admission to the hospital for availing medical treatment. Besides this, your health insurance card would also contain all the important details regarding your health insurance policy, which again the hospital would need at the time of admission formalities. Listed below are the essential details covered in the health insurance card of the policyholder:
Note: Each policyholder is issued a unique health insurance card. This is why it’s important to keep it safely. Also, make sure to carry the card with you at all times because you might need it anytime in case of availing medical treatment in an emergency. With the health insurance card, you’d be entitled to receive cashless hospitalization at the hospital. The card can also be used to claim reimbursement for the medical care costs from the insurer later.
Your health insurance card is a very important document indeed and therefore it is always advisable to keep it safe with you at all times. Here are some of the top benefits of having a health card:
While your health insurance company would normally issue your health card to you manually, along with the other policy documents, you can also choose to download it online. This is a convenient option in case you couldn’t collect it personally for some reason. Here’s how you can download your health insurance e-card:
As discussed earlier, your health card is a vital policy document, just like all the other policy papers, which contains pertinent information regarding your health insurance plan. It is therefore vital to always keep it safe with you, even when you’re carrying it around. However, chances are that it might get misplaced or lost or damaged due to some reason.
The good news is that you needn’t worry in this case. Just get in touch with the customer service team of your insurer who would guide you what to do next. Besides, you can also order for a replacement of your health insurance card online. Visit your insurer’s website and check for more details on this.
Your health card holds the exact validity as the term of your health insurance policy. Note that when you choose to renew your policy, your insurer would reissue the card to you as well.
A health insurance card is very important since it contains all the vital policy details at one place. It is just as important as a debit or credit card and should therefore be handled with care. Its utmost convenience in carrying around makes it even more favorable among policyholders. Look up online for some of the best health insurance plans in India and don’t forget to ask your insurer for your health insurance card at the time of purchasing the policy.
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