Post Office Saving Schemes 2023:

Post Office Investment-Scheme Types, Interest Rate, and Tax Benefits

Are you searching information about the best Post Office Savings Schemes in 2023? Get complete details of some of the best saving plans operated by the Indian Post Office, along with the rate of interest and eligibility criteria for each.

What is a Post Office Investment-Savings Scheme?

The post office savings plan includes investment instruments that provide a variety of reliable and risk-free returns. There are numerous ways to open a savings account at a post office in India. These provide appealing fixed interest rates and fixed deposit policies that are set or recurring. For investors, it is a beneficial scheme to steadily earn a fixed interest on their deposit amount over time.

Top 10 post office savings schemes & interest rates

Investors in India have access to a variety of deposit and post office savings schemes.

1. Post Office Savings Account (SB)   Interest rates 7%

2. National Savings Recurring Deposit Account (RD)     Interest rates 3.25% – 8.00%

3. National Savings Time Deposit Account (TD)    Interest rates 7.50%

4. National Savings Monthly Income Account (MIS)     Interest rates 7.40%

5. Senior Citizens Savings Scheme Account (SCSS)     Interest rates 8.20%

6. Public Provident Fund Account (PPF)     Interest rates 7.10%

7. Sukanya Samriddhi Account (SSA)    Interest rates 7.60%

8. National Savings Certificates (NSC)     Interest rates 7.70%

9. Kisan Vikas Patra(KVP)     Interest rates 7.50%

10. PM CARES for Children Scheme, 2021       Interest rates N/A

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