A top up insurance plan is a health insurance plan where you choose the sum insured and the deductible limit. Thereafter, if you incur a claim which is more than the deductible limit, the top up medical insurance plan pays the excess claim.
A super top up plan is like a top up plan but with one main difference. Under super top up health insurance plans, cumulative claims made in a policy year are measured against the deductible.. If the aggregate value of all the claims exceeds the deductible, the excess claim would be paid.
>> The plan pays the claim if an independent claim exceeds the chosen deductible limit
>> The plan pays the claim if the aggregate value of all claims occurring in a Policy year exceeds the chosen deductible limit
>> The premiums are lower
>> The premiums are comparatively higher than top up plans but substantially lower than Regular Health Plans
Increase the Health Insurance Coverage
Sufficient Coverage Against Multiple Claims in A Year
Can I buy both top up and super top up in health insurance policies?
Can I buy a super top up policy on a family floater basis?
What is the coverage duration of super top up plans?