MEDISEP Health Insurance Policy

for Government Employees in Kerala

A new and exclusive health insurance benefit to Govt. employees and pensioners in Kerala

What Does MEDISEP Stand For?

MEDISEP is a medical insurance scheme for state employees and pensioners in Kerala, implemented on January 1, 2022, to benefit current and retired government workers.

How Does MEDISEP Work?

The MEDISEP health insurance scheme provides cashless medical treatment to all state employees and pensioners. A monthly amount of Rs. 500 is deducted from the beneficiaries’ income towards the payment of the annual insurance premium of Rs. 6,000 for the policy.

MEDISEP is a comprehensive health insurance scheme for all employees serving the Kerala state government. These include employees serving the High Court of Kerala as well as pensioners of the state government.

How to Apply for MEDISEP?

Steps to apply for MEDISEP health insurance scheme online

1. Login to the MEDISEP portal

2. Click on the link to register.

3. You will be asked to fill out some details     such as your birth date and PAN. Click on     continue after duly filling in.

4. Enter your registered mobile number. You      will receive an OPT on this number.

6. Once you are logged in, you can review      and edit your account details. Once done,      click on ‘Save’.

7. Accept all changes made and submit the      form for application.

5. Enter the OTP and then click on ‘Login’.

How to Check Your MEDISEP Status Online?

To check MEDISEP status online after approval, follow these steps:

1. Go to the official page of the MEDISEP     Kerala portal.

3. On the home page, click on the Status      option displayed on the menu bar.

4. A new window will open. Select the      Employee or Pensioner category there.

5. You will now need to enter your employee      ID and Date of Birth.

6. Click on search.

7. Your MEDISEP status will be displayed on      the screen.

Procedure for MEDISEP ID Card Download

The MEDISEP card download procedure can be done on the official website of MEDISEP Kerala using the beneficiary’s MEDISEP login credentials. Once downloaded, the MEDISEP ID card will be generated.

MEDISEP Hospital List for Cashless Mediclaim Benefit

Following are some of the MEDISEP hospitals covered under the plan:

1. Carecraft Hospital, Alappuzha

2. Apollo Adlux Hospital, Ernakulam

3. Holy Family Hospital, Idukki

4. Aster MIMS, Kannur

5. Kumbalam Corporative Hospital,      Kasaragod

6. B R Hospital, Kollam

7. Fathima Hospital, Kozhikode

8. Little Lourdes Mission Hospital, Kottayam

9. Bava Memorial Hospital, Malappuram

10. Avitis Hospital, Palakkad

11. Holy Cross Hospital, Adoor, Pathanamthitta

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