The love for a pet takes you to a different world. Having a pet is no less than having your own baby.
Pet insurance is a type of insurance that is meant for several animals to safeguard their well-being and health by covering their treatment cost.
It is almost like buying a health insurance policy for ourselves. Buying pet insurance for dogs can provide financial support to us if our dog needs some kind of medical treatment.
Some reasons why you should also buy a pet insurance.
Advantages of Buying a Pet Insurance.
1. Affordable Medical Expenses
2. Best Medical Care for Pets
3. Safeguard from Accidents
Here are some of the types of pet insurance in India that you can find.
Dog insurance
While there are approximately 29 million pets across India, dogs are the most common pet type. This is what makes dog insurance in India one of the most sought-after ones.
Cat insurance
This is why insurance companies also offer pet insurance for cats in India. Once you have a cat insurance policy in india, you can get the best possible medical treatment for your feline without worrying about your finances.
Pet insurance can be bought for pets that fall in the age range of 2 months to 10 years. For dogs, pet insurance can be purchased for canines that come under exotic, cross-bred, or indigenous breeds.
Here are the coverages included under a pet insurance policy.
5. OPD cover
2. Surgery expenses cover
4. Lost or stolen dogs
3. Hospitalization cover
1. Death due to disease or accident.
In some cases, the insurance companies may not provide coverage for the following medical expenses:
2. Cosmetic surgeries that are not related to injuries, etc.
4. Grooming Surgeries
3. Curing any kind of deformity
1. Surgeries that are not necessary because of an accident or any disease
Here are some of the pet insurance companies in India from where you can buy your pet insurance.
2. Oriental Insurance Company Limited
3. Bajaj Allianz General Insurance Company Limited
1. The New India Assurance Company Limited
You can buy pet insurance if your pet is between 8 weeks and 8 years.
2. Lost or stolen dogs
3. Liability for personal injuries
1. It provides coverage for death due to disease or accident
The insurance policy will let you buy the policy if your pet falls under the age group of 8 weeks and 8 years.
2. Lost or stolen dogs
3. Liability for personal injuries
1. Death by accident during transit
The entry age of the pet has to be between 3 months and 7 years. The exit age has to be between 6 years and 10 years.
2. Death benefit
3. Lost or stolen
1. Expenses incurred in surgery
3. Third-party liability cover.