'Khushi ka Tohfa' is Paybima's online insurance policy-gifting platform that allows people to give their loved ones the best gift of insurance for securing them and their future financially.

'Khushi ka Tohfa' functions in a very simple way. You can visit the 'Khushi ka Tohfa' page online for gifting life insurance policy, and select a gift card. Next, you may add the details of the person for whom you are buying the insurance gift. You can also customize the plan as per the requirements of your loved one. Now, you just need one more step to make the payment and you’re done!

Anyone who is 18 years and above can avail the insurance-gifting option of Paybima by using the online platform of 'Khushi ka Tohfa'.

The eligibility criteria to gift insurance depends on the particular plan that you choose. Once you provide the details on the 'Khushi ka Tohfa' platform, you will be guided through the plans that you are eligible for, as per the details.

The best benefit of buying or gifting an insurance policy from Khushi ka Tohfa is that you get to select from a range of products after making a detailed comparison. As soon as you offer your personal details or the details of the person you are buying the insurance for, you get a well-compared list of products before you, suiting your particular needs. You can then select the best product from the ones recommended and buy the same with the help of our insurance agents.
With the 'Khushi ka Tohfa' platform, Paybima intends to create awareness of gifting insurance to your loved ones on their important life events, such as the birth of a child, marriage anniversary, birthday, etc.

Here are a few things to consider:
  • For whom are you buying the plan - Are you buying it for yourself or gifting the insurance policy to a family member?
  • The age of the person to whom you are gifting the insurance - Are you gifting the insurance policy to a child, a teenager, a middle-aged person, or an  elderly?
  • Requirement of the person - If the policy is for a child or teen, you may consider choosing a child or education plan for gifting the insurance policy. If it is for the middle-aged, you may consider a health plan or retirement plan.
  • Precise details - Only when you give the exact details of the person you are buying the insurance for would you be guided towards the plans that meet your exact needs. For instance, it’s important to specify whether you’re gifting the insurance policy to your husband or to any other member of the family.