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Insurance Policy FAQs


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Insurance Policy Testimonial
Milan Dholakia

After buying insurance online through PayBima, I felt it is the most convenient & time saving portal. Buying process is very simple and it provides wide range of policy options from top insurance companies. I would surely recommend it to all my peers.

Insurance Policy Review
Rupal Lotia

PayBima acts as a great partner for anyone looking to buy their health insurance. With their help, I was able to compare premiums first and then buy thereby saving good amount of money per month on my premium outflow. You made the experience easy and your support was great. Thank you!

Insurance Plan Testimonial By Customer
Arushi Vartak

PayBima was recommended to me by a colleague and it was truly a great experience. I always thought buying insurance online is a very difficult process but the PayBima portal and their on-call support made it easy and quick. Thumps up to PayBima.

Car Insurance Policy Review
Snehal Vaidya

I hereby wish to thank PayBima team for helping me out with my car insurance renewal. The entire process was so quick and I got my policy copy instantly. Thanks for your genuine help and suggestions. Personally I would like to thank the telecalling team for their valuable guidance and support.

Genuine Insurance Policy Review
Parag Sharma

I am thoroughly impressed with PayBima. The entire process of buying insurance through them was so simple. With just a few clicks, I could insure my bike without much hassle of documentation.
Thanks PayBima!

Insurance FAQ Background Image Insurance Policy FAQs
Got questions? We've got answers

PayBima is an online portal backed by Mahindra Insurance Brokers Ltd. (MIBL) to help customers compare and buy insurance online in a hassle-free manner with zero documentation. MIBL is a part of the reputed Mahindra Group and has been present for over 17 years in the insurance industry, having served more than 8 million customers with comparing insurance policies online and an overall claim settlement of 50,000+ till date.

We strive to simplify the complexity of buying an insurance policy. Whether it is car insurance, life insurance, or health insurance, we make terms and conditions more accessible to you. You can compare insurance plans and claim for reimbursements through the portal. PayBima offers a dedicated service throughout the duration of a policy.

It is our endeavour to help you avail a hassle-free experience and low-interest rates for all insurance policies – get ready to eliminate the middle-men and reduce the charges incurred by you. The wide array of information will help you make an informed decision.

Buying insurance through PayBima is a quick and easy process. Just fill in your basic details and get instant quotes from leading insurance companies. Compare among the various plans on offer and choose the one that best suits your requirements. Fill up the proposal form, make payment and your policy will be issued instantly.

PayBima focuses on bringing you all the information you need about insurance policies under one umbrella. You can find terms and conditions on different policies in an easy-to-read format. 

When you fill-up the proposal form, a host of diverse policy options are brought to you. You can explore them at your own pace and shortlist the ones best suited to your insurance needs. The website offers you a wide range of options for insurance policies to choose from with a stress-free buying experience.

Once shortlisted, PayBima allows you to compare insurance online to see their benefits and shortcomings. Choose the one that offers you the maximum benefits. After finalising the best policy for yourself, you need to fill in your additional details. You can make payment and buy the policy on the PayBimaportal without being directed to any other website.

PayBima offers you an uncomplicated experience for comparing your insurance policy.

  • First, you need to fill up a form posted on every page of our website. This form will ask for your basic details depending upon the insurance type you’re looking for.
  • Once done, you click on the ‘Get Quote’ button which leads you to a host of policy options customised according to your needs. Whether it is car insurance, life insurance or health insurance, PayBima gives you the best policies from top insurance companies in India.
  • This list quotes the premium and the basic details of every policy. You can click on each policy to view their detailed information. The variety of policy options can lead to some confusion. So, PayBima provides you with the option of comparing insurance plans online.
  • On the page with the list, you can select the policies you want to compare by checking the ‘Compare Product’ box. You can select up to four products at a time and click compare. This will lead you to a comprehensive table which lists all the benefits of your shortlisted policies.

Take your time and choose the best policy for you and your family.

When you decide to buy an insurance policy, it is crucial to make a comparison between multiple plans before choosing one. Here’s why:

  • Right Coverage – If you rely on one insurer, you will only have a limited understanding of the coverage offered by other insurers. Comparing insurance plans offers you the benefit of searching for the right coverage. Instead of choosing amongst one or two policies offered to you, you can choose from several which suits your requirements.
  • Right Services – You can choose the services you want to be covered in your insurance policy. For example, several health insurance companies offer additional services such as free health check-ups, ambulance cover, etc. When you compare, you can choose the policy which provides the services you require.
  • Save Money – When you compare multiple insurance policies, you will notice that many insurers offer similar services but at varying premiums. You can compare insurance quotes of policies that offer your desired coverage at a lower price. Low-priced policies do not indicate low quality. Many digital insurers reduce the price due to the elimination of agents and paperwork.
  • Power to Choose – Comparing insurance policies gives you the power to choose a policy according to your requirements, premium expectations and selection of services. You don’t have to simply choose one which is handed to you by an agent.

To get unbiased advice and guidance for your insurance needs, you can reach out to PayBima by calling our customer care toll free number 800 267 6767 or dropping us an e-mail at

PayBima not only offers an online renewal of policies but also sends out regular renewal reminders. To renew your insurance policy, PayBima offers a very simple and hassle-free process.

  • First, fill in your details or login into our portal.
  • Your profile page will show you your active and lapsed insurance policies.
  • Select the policies you wish to renew and click on the renew button.
  • Make the payment through multiple payment options on the subsequent page, and your policy renewal is complete.

PayBima offers you the ease of choosing and comparing insurance policies along with post-buy services on these policies.

PayBima is a one stop destination for all your insurance needs. You will get instant and free quotes of products like health, life, car, bike and travel from leading insurance companies with whom we have tie-ups. PayBima promises to give unbiased guidance when you buy insurance from us and unconditional support at the time of claim.

We offer insurance products and walk with you throughout the tenure of your policy. You can begin by filling up a form with your requirements for a list of products.

  • PayBima offers you instant quotes customised according to your requirements for every type of product.
  • Check out a host of insurance plans made available to you from top insurance companies of India.
  • Compare multiple insurance policies online to make an informed decision.
  • PayBima assists you through the entire journey of the policy and offer our expertise where required. 

PayBima not only facilitates your policy purchasing process but also reminds you of the renewals and helps you make claims.

Web aggregators sell online plans where you are in contract with the insurance company directly. At the time of claim, you have to get the claim settled yourself in co-ordination with the insurer. PayBima helps you at every step. We work as an insurance broker helping you throughout your policy tenure and assisting you at the time of claim. So, you can not only buy a policy from us but ensure continued service throughout your policy duration.

What sets us apart from our competition is the following:

  • The established trust of Mahindra Insurance Brokers Limited which ensures you of quality products and efficient services
  • We have entered into strategic agreements with insurance companies to offer improved turnaround times for our customers
  • We help you get quick and easy claim settlement through pictures and videos uploaded on our website or application
  • We follow up with the insurance company to get your claims settled faster

Get regular updates from us for your information on insurance policies and for the latest news in the insurance sector.

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