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Jul 23, 2025

Term Insurance vs Life Insurance: Which One Should You Choose?

Term Insurance

Can You Buy Health Insurance Without a Medical Test? Pros & Cons

Buying health insurance feels like preparing for a first date. You dress up your health history, try to appear as fit as possible, and hope there are no awkward questions coming your way. But what if you could skip the whole awkward health screening part altogether? Many insurance companies now offer health insurance plans that do not require you to take any medical test. Sounds tempting, right? No needles. No numbers. No judgmental doctors asking if you really do workout five times a week. But as with anything that sounds easy in insurance, there is more to the story. So, let’s break it down for you. Can you actually skip the medical test and still get decent health insurance? What are the pros, the cons, and the not-so-obvious consequences? Let’s deep dive and find out.

Health Insurance

Buying Health Insurance After 60? Here is What You Need to Know

So, you’ve crossed the fabulous 60 mark. Retirement may be on the cards, your kids might be off doing their own thing, and suddenly your knees are making more noise than your WhatsApp notifications. Welcome to the senior citizen club. Now let’s talk about something most of us tend to postpone until a doctor gives us a reality check: health insurance. If you are wondering whether buying health insurance after 60 makes sense, the answer is a loud and clear yes. This article will cover everything you need to know about it, how it makes sense, how it differs from health insurance for young adults, and what you need to look out for when checking for medical insurance above the age of 60.

Health Insurance

Common Pitfalls You Must Avoid While Purchasing Health Insurance?

Health insurance plans are purchased with the hope of medical protection in times of need. However, sometimes it ends up being a source of surprise and disappointment. This mostly happens when people rush to buy health insurance plans, often overlooking essential aspects. Ignoring waiting period clauses, misunderstanding exclusions, and being unaware of sub-limits can lead to unwanted problems in the future. This guide is all about common mistakes that people may commit during purchasing health insurance plans. Read on to make informed decisions when purchasing a health insurance policy.

Health Insurance