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List of Best Term Insurance Companies in India 2025

Term insurance is an important investment. However, with the availability of so many insurers offering term plans, it becomes difficult to select the best term plan to suit your needs. Buying a term plan needs some consideration and research on the part of the policyholder. In this post, let us discuss the best term insurance providers in India.

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⁠Hidden Clauses in Your Health Insurance that You Need to Know

We all know that health insurance policies offer a long list of inclusions. However, exclusions are also a crucial aspect of every policy. Overlooking policy documents can surprise you with hidden clauses that you didn't even know existed. To avoid such unpleasant situations and unexpected expenses during medical emergencies, it is crucial to uncover hidden clauses your health insurance policy may contain. When you buy health insurance online, make sure to know all about the policy before signing the document.  From least known exclusions to waiting periods and conditions in the fine print, hidden clauses can affect your overall experience. To help you out, here are the top hidden clauses of a health insurance policy that you should know.   

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How depreciation is calculated for the purpose of claims

Car depreciation implies the difference between the cost of a car at the time of buying the car and when you sell it. A car insurance claim amount is determined by the car depreciation rate. The car depreciation rate is the reduction in the value of your car over its lifespan caused by wear and tear.

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