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Top 10 Health Insurance Companies in India 2025

With each passing year, as people tend to grow older, the constant anxiety of having age-related and other diseases scares them. Further, the increasing cost of medical treatment is another scary situation that most people dread. In such a situation, having a life insurance policy is a must to ensure safety from the frequent costs of medical treatment and hospitalization that an individual or a family might suffer. India has several health insurance providers offering good and comprehensive policies. In this post, let us discuss them to help you buy the best policy.

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Are pre-existing diseases considered exclusions?

A health insurance plan is designed to offer coverage for different types of medical needs of the insured. However, when it comes to health insurance for pre-existing diseases, finding the right plan becomes tricky. This is simply because most health insurance companies require certain prerequisites to offer coverage for pre-existing conditions. Let’s learn about exclusions in health insurance for pre-existing diseases in detail.

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Health Insurance Tax Deductible Benefits: What You Need To Know

Wondering whether taking up health insurance can somehow help you reduce your tax burden? Then you are in for a pleasant surprise! Under section 80D of the Income Tax Act, you can claim a deduction from your taxable income by planning your health insurance premium payments accordingly. This way, you could save up to ₹1,00,000 annually. Let’s discuss this in more detail.

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