Aadhaar Bank Link Status Check – How Can I Check the Bank Account and Aadhaar Card Link?


5 min read

Updated on Jan 28, 2024

Linking the Aadhaar Card with your bank account is a mandate issued by the government for everyone to adhere to. The linking of the two enables Indian citizens to avail of information and benefits of several government schemes. Thus, the Aadhaar-bank linking is made compulsory by the government so that citizens can avail of subsidies and other benefits like welfare schemes, scholarships, old-age pensions, cash transfers, etc.

So, it depends on people if they want to link their Aadhaar card with their bank account. Even if someone doesn’t link the two, they can still access their banking services smoothly.

The linking procedure of the Aadhaar with a bank account can be done online using your smartphone. Once the process is completed, you may check online if the linking is successful. This post discusses the various ways to check your Aadhaar status to see if it is linked to your bank account.

How to Check the Status of the Aadhaar-Bank Account Link?

Several ways are there to check the status of the Aadhaar link to a bank account. Let’s take a look at them below:

How to Check the Status of the Aadhaar-Bank Account Link through UIDAI?

Follow the steps below to check the Aadhaar Bank Link status through UIDAI:

  • Visit https://uidai.gov.in/, the official website of UIDAI
  • Select the preferred language to enter the site
  • On the homepage, click on ‘My Aadhaar’ and go to ‘Bank Seeding Status” under ‘Aadhaar Services’
  • You will be redirected to https://myaadhaar.uidai.gov.in/, the myAadhaar page. Here, click on ‘Login’ using your Aadhaar number and generate OTP to reach your Aadhaar login account
  • The OTP will be sent to your registered phone number. Enter the OTP and press ‘Login’
  • Now, press the “Bank Seeding Status” button
  • You can view the status of your linked account to the Aadhaar number

How to Check the Status of the Aadhaar-Bank Account Link Through Mobile?

Here are the steps to follow:

  • Call *99*99*1# from your mobile number that is registered with UIDAI
  • Enter your Aadhaar number correctly
  • Re-enter your Aadhaar. Click ‘Send’
  • If your Aadhaar is linked to the bank account, it will be displayed on the screen. You must use only the mobile number that is registered with UIDAI

How to Check the Bank-Aadhaar Link Status by Visiting Your Bank Branch

Another way to check the Aadhaar linking status with a bank account is by visiting your bank branch. You can seek assistance from the bank executives to help with the process of checking the status of your Aadhaar link with the bank. Once you get the Aadhaar card status check to know if it is linked with the bank, you can be sure to avail of the several benefits and subsidies offered by the government. In case the linking is not done yet, you can complete it by seeking assistance from the bank representatives.

How to Check the Aadhaar-Bank Link Status Through mAadhaar App

Here are the steps to follow:

  • Download the mAadhaar app from the Google Play Store and Log in to the app
  • Go to ‘My Aadhaar’ option
  • On the page that appears, choose the ‘Aadhaar-Bank Account Link Status’ button
  • Next, submit your Aadhaar number and captcha code. Now press ‘Request OTP’
  • You will receive an OTP on your mobile. Submit the OTP and click ‘Verify’ to check the status

Common Issues and Solutions

Here are some common problems that individuals might encounter while checking the bank-Aadhaar link status. Let us take a look at the possible solutions or guidance on getting them resolved.

1. Issue:

Error message while checking the Aadhaar-Bank linking status on the UIDAI website.


This may be because of a technical issue being faced by the website at that moment. Alternatively, there might be an issue with your internet connection. You may wait for a while and try again later. However, if the same message re-appears, you can reach out to UIDAI for assistance.

2. Issue:

You already linked your Aadhaar card to your bank account, but it is not showing updated/linked.


Again, due to a technical issue, you may see the status of your Aadhaar-Bank account as not linked. You may get in touch with your bank branch to rectify the issue.

3. Issue:

Your Aadhaar-bank status is showing inactive. However, when you contacted your bank branch, they said it was active. What could be the problem?


To make sure if your Aadhaar and bank account are linked or not, you may check on your own using the various ways mentioned above. If the status is showing inactive, you may get the link done via various ways mentioned in the post above. You may also go to your bank branch, fill out an Aadhaar Seeding form, and submit it to the branch to get the linking done.

Why is it Necessary to Link your Aadhaar card to your Bank Account?

As discussed above, it is not compulsory to link Aadhaar with a bank account. You may or may not link your Aadhaar to your bank account at the time of bank account opening. However, it is advisable to link the two for several reasons, as mentioned below:

1. Ease of Online Payments:

Linking Aadhaar with your bank account makes digital payments smooth and easy. Since digital payments have become an important mode of payment these days, it has become necessary to link your Aadhaar and Bank accounts so that you may easily manage payments online.

2. Ease of ID Verification:

An Aadhaar card works as a complete proof of identity containing the biometric and demographic details of an individual. This supports easy verification of identity by financial institutions as well as maximum security for the account holder while accessing an account.

3. Prevent Fraud:

Linking your Aadhaar card to your bank account can prevent fraud. The linking provides new technology like eKYC and authentication based on biometrics, etc., to avoid fraudulent activities.

4. Simplifies KYC:

Linking your Aadhaar card with your bank account simplifies the KYC process. This helps consolidate identity and address proof, reducing the documentation process for financial transactions.

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FAQs: How Can I Check the Bank Account and Aadhaar Card Link?

What can I do if the status of my Aadhaar bank seeding shows inactive?

If you see the “inactive” status for your Aadhaar bank seeding, it implies that the Aadhaar and bank account are not linked yet. You can visit your bank branch and do the needful to get it linked.

Can I use my mobile number, which is not linked to Aadhaar, to check the Aadhaar-Bank Linking Status?

For an Aadhaar card check to see the status of the Aadhaar-Bank link, you need to have a mobile number linked to your Aadhaar.

Do I have to pay any charges to check my Aadhaar bank account link status?

No, you don’t have to pay any charges to check the status of your Aadhaar Bank link.

Can I link my multiple bank accounts to Aadhaar?

You can link only one bank account to your Aadhaar card.

What Is Aadhaar-Bank Linking?

The process of linking your bank account and your Aadhaar card is called Aadhaar bank linking. Linking your Aadhaar with your bank account helps people avail of the benefits of various government schemes and subsidies.

How to check the status of your Aadhaar card linking to your bank account?

There are several ways to check the status of your Aadhaar-bank linking, as mentioned in the post above, that you can follow to check the status.

What to do if the status of my Aadhaar-bank link reads inactive?

If the status is showing inactive, you may get the linking done via various ways mentioned in the post above. You may also go to your bank branch, fill out an Aadhaar Seeding form, and submit it to the branch to get the linking done.

What issues can I commonly face while linking my Aadhaar card with my bank account?

We have mentioned some of the common issues and solutions in the post above that you may check. Other issues that you may face are mismatch of details and financial data, Adhaar card updates not being done, mistakes in gender, name, date of birth, etc.

Jan 19, 2024
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PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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