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A temporary registration number is given to new car owners at the time of buying a car to help them buy car insurance. But can it be used for claiming compensation in case of an accident? Let’s find out!
So, we know that we get a Temporary Registration Number (RC) at the time of buying a car. The temporary registration number is given to make it easy for the car owner to purchase a car insurance. However, do you know how to check a temporary registration number or what happens when you meet with an accident with your newly purchased car having the temporary registration number? Can you raise a claim or will you get compensated for the repair work done? Let’s find out how to claim car insurance with temporary RC in this post.https://www.paybima.com/motor-insurance/car-insurance
The Temporary Registration (RC) number plate is important because it gives authority to the car owner to drive the vehicle on road legally. So, it is important to know the significance of this number before you would raise a claim for your car insurance with a temporary RC number.
Also, since the issuance of a permanent registration number takes ample time, it is necessary to have a temporary RC. This RC is offered by your car dealer and it works till the permanent registration is issued, which normally takes over a month. However, you have to visit your nearest RTO or Regional Transport Office to register your car and to initiate the process of issuance of permanent registration number.
Yes, you can raise car insurance claims even with a temporary registration number and get compensated by your insurer. So, even if you don’t have your permanent RC number, you can still use your temporary one and process the claim. You just need to follow the right process and submit the right documents.
Also, when you buy a new car, the insurance company issues the policy number based on engine and chassis numbers. Later, when you get your permanent RC number, the insurance provider gives you a call to update the RC number on their accounts. They may connect with you in two ways, such as:
Be it with a temporary registration number or permanent, the claim process for car insurance remains the same. You have to offer your insurer certain basic details like engine number and chassis number to update them in the insurer’s system so that they can ease the claim process for the insured.
Here are some steps required for a car insurance claim process while you are still using your temporary registration number:
Whenever you buy a car, a temporary registration number is given along with it. Now, if you meet with an unfortunate accident with your new car while you are using your temporary RC and waiting for the permanent one, you can still seek compensation by raising a claim. And you already know how to claim car insurance with a temporary RC.
Thus, it is important to buy car insurance as soon as you buy your car so that in case of a misfortunate incident with your new vehicle, you can cover your losses. Just ensure to follow the claim process and submit the papers on time to make the process hassle-free.
So, now that you know how to claim car insurance with temporary RC, you must make sure to buy your insurance as soon as you get your car from the showroom.
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