5 min read
Updated on Nov 11, 2022
If you want to know about the different documents required for a Car Insurance policy claim in India, you will get all the information in this blog.
Let us start with knowing the meaning of a Car Insurance Claim Process.
A car insurance claim is a request that the policy owner makes to the insurance provider from whom he/she bought the policy asking to reimburse for the damage sustained by the vehicle of the insured because of any accident or mishap. There are different ways to process a claim request as listed in the blog below. Also, the blog talks about the various obligatory insurance claim documents required while making a claim.
Although making a car insurance claim request is not a very difficult task, it is necessary to provide the correct documents required for a car insurance claim to the insurance company so that your claim doesn’t get rejected.
There are some additional papers required if the insured person gets the damage repaired at a non-cashless garage and makes a reimbursement claim. These papers are:
Although buying a third party policy of car insurance is compulsory, it is better to opt for a comprehensive plan as it safeguards your car further by covering all expenses against accidents, fire, theft etc.
For claims concerning car thefts, you must provide some extra insurance claim documents along with the ones mentioned above. Here’s what is needed:
Below are the points that will ensure that the claim you made doesn’t get rejected:
The reason is because the insurer includes the different car parts while considering the policy premium. Thus, if you hide any modifications from the insurer, it might result in your claim getting rejected.
Claiming for car insurance is simple, especially if you have one of the best car insurance policies. However, if you don’t have any of the required documents with you handy, the process of requesting a claim can become tricky. So, inform the insurance company about the accident immediately or as soon as possible. As such, you would need their help to know about various ways to go ahead with the claim of accident process. Thus, keeping them in loop is important.
Overall, seeking a car insurance claim for your car is not a difficult job if you have all documents required for car insurance in India ready with you. You must make sure to keep documents handy and also keep a note of the points mentioned above. For instance, keep your license and RC updated, renew your insurance policy regularly, inform about the alteration on your car (if any), and so on.
Keeping in mind all the above mentioned points, it is easy to claim for an insurance and to ensure that your claim doesn’t get rejected.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Depreciation is the silent financial predator that eats up the value of your car over a period of time. It not only deteriorates the vehicle.
We know that third-party car insurance is mandatory, and without this cover, you cannot drive vehicles in India. But, even with a third-party cover can.
If you are a four-wheeler owner, buying car insurance is not just a legal obligation but also necessary for your peace of mind. In the.
Everything you need to know about car inspection as part of the insurance claim process. A car is one of your most valuable assets and.
Pollution is a huge threat that has been contributing severely to the deteriorating health of people in India. A major contributor of the increased air.
For keeping the environment clean and pollution free, people have now started using Electric Vehicles in India widely. Let us understand in this post how.
A car insurance policy number is a basic requirement during accidents, mishaps or at regular traffic police checking. Let us understand how to get an.
Accidents and uncertainties are part of life that comes unexpectedly without any prior information. Hence, it is very important to have a first aid kit.
Speak to our advisor
Mahindra Insurance Brokers Limited (A Mahindra Group Company) - Unit-202, A-Wing, 2nd Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla West, Mumbai - 400070. Tel: +91 22 66423800
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2023 Mahindra Insurance Brokers. All Right Reserved.
Verify your number to activate your best premium offer
Please enter the OTP sent to XXXXXX 4099 to continue