5 min read
Updated on Nov 11, 2022
If you want to know about the different documents required for a Car Insurance policy claim in India, you will get all the information in this blog.
Let us start with knowing the meaning of a Car Insurance Claim Process.
A car insurance claim is a request that the policy owner makes to the insurance provider from whom he/she bought the policy asking to reimburse for the damage sustained by the vehicle of the insured because of any accident or mishap. There are different ways to process a claim request as listed in the blog below. Also, the blog talks about the various obligatory insurance claim documents required while making a claim.
Although making a car insurance claim request is not a very difficult task, it is necessary to provide the correct documents required for a car insurance claim to the insurance company so that your claim doesn’t get rejected.
There are some additional papers required if the insured person gets the damage repaired at a non-cashless garage and makes a reimbursement claim. These papers are:
Although buying a third party policy of car insurance is compulsory, it is better to opt for a comprehensive plan as it safeguards your car further by covering all expenses against accidents, fire, theft etc.
For claims concerning car thefts, you must provide some extra insurance claim documents along with the ones mentioned above. Here’s what is needed:
Also Read: Does it make Sense to File Small Car Insurance Claims?
Below are the points that will ensure that the claim you made doesn’t get rejected:
The reason is because the insurer includes the different car parts while considering the policy premium. Thus, if you hide any modifications from the insurer, it might result in your claim getting rejected.
Claiming for car insurance is simple, especially if you have one of the best car insurance policies. However, if you don’t have any of the required documents with you handy, the process of requesting a claim can become tricky. So, inform the insurance company about the accident immediately or as soon as possible. As such, you would need their help to know about various ways to go ahead with the claim of accident process. Thus, keeping them in loop is important.
Overall, seeking a car insurance claim for your car is not a difficult job if you have all documents required for car insurance in India ready with you. You must make sure to keep documents handy and also keep a note of the points mentioned above. For instance, keep your license and RC updated, renew your insurance policy regularly, inform about the alteration on your car (if any), and so on.
Keeping in mind all the above mentioned points, it is easy to claim for an insurance and to ensure that your claim doesn’t get rejected.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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