4 min read
Updated on Mar 28, 2023
A suspension in a car supports the vehicle by maximizing the friction between the car wheels and surface of the road. Do you know if your car insurance policy covers suspensions? Let’s discuss!
Suspension is an important part of a vehicle as it supports in maximizing friction caused between the wheels and surface of the road. The primary function of the suspension is to keep the vehicle stable on the road and make travel comfortable. Let us discuss more about suspension and if it is included under your car insurance policy.
The Suspension of a car works with the help of a set of things which connects the vehicle and its wheels and allows simple and balanced movement between them. The various parts that work in the smooth functioning of the suspension include tyres, shock absorbers, springs, linkages and tyre air. All these parts make it smooth for the wheel and the car to connect and provide smooth movement.
Thus, suspension is a car part that resists the unwanted power faced by the person driving the car on bumps and potholes on the road.
The suspension makes the wheels stay in touch with the road surface and protect the tyre and tubes of your car from regular damage. In terms of design, the front and back suspensions of vehicles might differ.
Read More: What is Comprehensive Car Insurance Policy – Know Everything
It is careless driving that can lead to damaging the suspension of a car in many cases. Below are some basic things that can ruin a car suspension:
Also Read: Best health insurance company in India
Most comprehensive car insurances cover the tyres and tubes of your car if they get damaged in an accident. However, in this case 50% of replacement cost has to be paid by the insured. And in case the insured wants to have full coverage of the claim, they must buy a zero depreciation add on cover.
However, the minor tyre damages and puncture etc. are not covered under comprehensive plans. So, if you buy the tyre protection add-on with your comprehensive car insurance plan, you can ensure to get compensation for the cost of replacement, repairs, labour charges etc., related to tyre damages.
Since car suspension parts mostly consist of tyres and tubes, comprehensive car insurance with few add-ons might be helpful in covering the suspension costs. Moreover, looking at the Indian roads, it becomes all the more important to have an all-inclusive car insurance online policy. This helps the insured in avoiding the expensive car suspension repair costs in India and damages of tyres and tubes.
Also Read: Best policy for girl child
A comprehensive car insurance policy is not mandatory like a third party car insurance, but they allow different kinds of benefits. They also allow you to buy various add-ons by paying some extra amount. These add-ons can help you in recovering the expenses of tyre and tube damages. So, make wise decisions while buying a car insurance as well as compare and choose the best insurer before buying the policy.
Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance, and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Pollution is a huge threat that has been contributing severely to the deteriorating health of people in India. A major contributor of the increased air.
Airbags are among the significant safety innovations of the recent time as they provide vital cushioning to people sitting in a vehicle during a crash..
For keeping the environment clean and pollution free, people have now started using Electric Vehicles in India widely. Let us understand in this post how.
A car insurance policy number is a basic requirement during accidents, mishaps or at regular traffic police checking. Let us understand how to get an.
Accidents and uncertainties are part of life that comes unexpectedly without any prior information. Hence, it is very important to have a first aid kit.
To drive a car on Indian roads, the car needs to be covered by an insurance policy. However, to ensure continuous coverage, the policy needs.
High motor Insurance premium rates have been a cause of worry for many. Hence IRDAI introduced vehicle insurance based on usage where premium is levied.
Table of Content Types of Car Insurance Policies Bharti AXA Policy Download - Steps to Consider Is the hard copy of the Bharti AXA car.
Table of Content About Third-Party Motor Insurance Policy How to Claim Third Party Car Insurance What Comes under Third-Party Claims? Third-Party Claim Process - Conditions.
The foremost and undoubtedly the most crucial decision before buying insurance for your car - which type of policy would best suit your needs? Read.
Speak to our advisor
Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2023 Mahindra Insurance Brokers. All Right Reserved.