Safest Cars in India with Highest NCAP Ratings 2022

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If you are wondering about the top safest cars in India in 2022, then you should go by the NCAP (New Car Assessment Program) ratings that are officially issued for various models.

Best safety car in India – A Brief Guide

How are the safest vehicles selected? The top safest cars in India in 2022 are scored using the New Car Assessment Program (NCAP). This began in the United States in 1978 and mimics crashes between two automobiles. The test automobile maintains a speed of 64 km/h and is driven into a deformable wall of same weight. In India, automobiles must maintain a speed of 56 kmph while undergoing a comparable impact test.

This indicates that the most safest car in India may not always perform similarly in the NCAP test. The NCAP 5-star rating is awarded to the safest cars while there are lower scores as well. There are two categories, namely Child Occupant Protection and Adult Occupant Protection.

Top 10 safest cars in India- A closer look 

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Here is a list of the 10 top safest cars in India in 2022 that you can use:

1. Tata Punch

The micro-SUV from Tata Motors has attained a 5 star rating for Adult Protection along with a 4 star rating in the Child Protection category. The Punch launched in October last year and has achieved handsome sales figures ever since. The Punch scored 16.45 out of 17 and a Child Occupant protection score of 40.89 out of 49. ABS, two airbags, EBD, a specific low-traction mode, brake sway control, high-speed warnings, seatbelt reminders, rear parking sensors, and ISOFIX mounts are all standard on the Punch.

Tata Punch

2. Mahindra XUV700

Mahindra’s new flagship SUV has scored an impressive 5 star rating for Adult Protection along with getting 4 stars in the Child Occupant category. The XUV700 is the 5th Indian vehicle to get a 5 star rating in the first category, notching up 16.03 points out of 17. It also scored 41.66 points out of 49 in the second. The premier SUV also gets several features including autonomous emergency braking, 7 airbags, adaptive cruise control, lane keep assist, forward collision warnings, auto high-beam, smart pilot assist and four disc brakes among others.

Mahindra XUV700

3. Tata Nexon

Tata Motors has notched up another winner in the Nexon which has a 5 star NCAP rating. The Nexon is a reasonably priced 5-seater small SUV with a lot of features.Key features include traction control, brake assist, ESC, passenger and driver airbags, auto-door-lock (speed sensing), anti-theft alarm and more.

Tata Nexon

4. Tata Altroz

It is not just its SUVs; Tata Motors has also impressively created the Altroz premium hatchback. It has a 5 star NCAP rating along with offering safety features such as engine-check warnings, adjustable seats, EBD, centrally-mounted fuel tanks, passenger and driver airbags, ABS and a lot more.

Tata Altroz

5. Mahindra XUV300

Mahindra & Mahindra has already tasted success at the NCAP with the 5 star rating for its XUV300 compact SUV. The XUV300 offers a reliable and capable engine along with safety features like front and side impact beams, central locking, ABS, child safety locks, and more.

Mahindra XUV300

Also Read: Best Cars Under 10 Lakh in India

6. Mahindra Marazzo

The Marazzo from Mahindra & Mahindra is another winner and has notched up a 4 star rating at the NCAP. It comes with safety features such as EBD, anti-theft alarm, door-ajar warnings and crash sensor.

Mahindra Marazzo

7. Volkswagen Polo

The Volkswagen Polo comes with a 4 star NCAP rating and is a stylish premium hatchback with various safety features like central locking, power door locks, ESC, engine immobilizer and ABS.

Volkswagen Polo

8. Maruti Suzuki Vitara Brezza

The efficient Maruti Suzuki Vitara Brezza gets a 4 star NCAP rating along with safety features such as EBD, dual airbags, side impact beams, central locking and more.

Maruti Suzuki Vitara Brezza

9. Tata Tiago

Tata Motors first tasted success with its stylish and high-selling Tiago hatchback. The Tiago has a 4 star NCAP rating along with safety features like passenger airbags, power door locks, crash sensors and ABS.

Tata Tiago

10. Renault Duster

The Duster is one of the country’s safest vehicles with a 3 star NCAP rating. The Duster comes with various safety features including child-safety locks, driver and passenger airbags, brake assist, and more.

Renault Duster

>> Best Car Insurance in India

You should always look out for some basic safety features while buying your next car including ABS with EBD, dual airbags, seatbelt pretensioners, impact-sensing door locks, corner traction control, rear parking sensors and more. Safety ratings are always important while choosing any vehicle. India already witnesses an alarming number of road accidents and resultant fatalities each year. In 2019 itself, based on records of the National Crime Records Bureau, there were 437,000+ road accidents with 1.5 lakh+ fatalities. It is also important to remember that you should avoid over-speeding. Follow all the traffic rules and drive safely on the roads. NCAP test ratings are a measure of how stringent carmakers adhere to while building their automobiles.

FAQs on Safest Cars in India with Highest NCAP Ratings 2022

Which car has the highest NCAP safety rating in India?

Tata Punch with 5 stars (16.45 points) has the highest NCAP safety rating in India.

Which insurance company provides cheapest insurance for a hatchback car?

Below are some of the best insurance companies providing cheapest insurance for a hatchback car:

1. Bajaj Allianz car insurance
2. Bharti AXA car insurance
3. Cholamandalam Car Insurance
4. Digit car insurance
5. Edelweiss Car Insurance
6. Future Generali car insurance, etc.

What is the minimum premium for a SUV and hatchback car in India?

Based on several factors, the cost of insuring a hatchback in India is between Rs. 10,000 to 25,000, whereas this can range from 15,000 to 40,000 for SUVs in India.

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Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.

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