2243
3 min read
Updated on Dec 27, 2022
Don’t women require a health plan for themselves?
They do. Given the physical stress a woman puts herself in she must have a health insurance plan to cover for medical emergencies. The plan would provide good healthcare facilities to women and ensure that they get the best treatment without worrying about the financial aspect.
Health insurance plans for women should be comprehensive. Look for plans which cover all the major aspects of a medical emergency and also provide other additional coverage benefits. The plan should be inclusive so that it provides the best in-class coverage.
An optimal coverage amount is essential in your health insurance plan. Given the rising cost of medicine, only a plan with a sufficient coverage amount would prove beneficial in meeting the relevant medical bills. So, opt for a decent sum insured keeping in mind your lifestyle needs and medical requirements.
If you are planning a pregnancy anytime soon, maternity cover is always advised upon. The benefit covers the cost of pregnancy and child birth and proves financially effective. Moreover, under many maternity cover plans the new born baby is also covered. So, make sure to include maternity cover in your health insurance plan.
Women are very highly prone to breast cancer and other cancers relating to the female reproductive organ. As such, critical illness cover becomes quite essential for women. Don’t ignore a critical illness plan for women. Besides covering cancer, the plan would also cover other major illnesses and pay a lump sum benefit. Either buy a separate critical illness policy or opt for critical illness rider, if available, in the health insurance plan.
Health insurance plans might have limits and sub-limits on the coverage features that they offer. The most common one is room rent sub-limits. These limits and sub-limits restrict coverage and should be avoided. Look for a plan which has no sub-limits. If there are limits, the limits should be high enough to cover the potential expenses incurred on such treatments.
If you are suffering from any pre-existing illnesses, there would be a waiting period in the health insurance plan. Such existing illnesses would be covered after the waiting period has expired. So, when buying a health plan, look for the waiting period. Opt for the lowest possible period to enjoy comprehensive coverage at the earliest.
Don’t ignore a health plan for women. Follow this guide and buy a plan at the earliest.
Choose wisely!
Also read: Guide to Choose a Good Term Insurance Policy for Women in India
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
The threat of yet another virus hits India. This time it is H3N2 Influenza Virus, which is a sub-type of influenza A virus that is.
There has been a huge price rise or inflation seen across sectors, especially the healthcare sector in India in recent times. Let us take a.
Ayushman Bharat Yojana is a health insurance policy offered by the government of India with the aim to present free access to health insurance for.
‘Health is wealth’ is not just a saying, it’s a fact, which people realize when they fall sick. Yes, good health is the most important.
LASIK eye surgery is a surgical process that rectifies any issues related to vision. The cost of the surgery varies depending on the city, the.
Some situations in our life are beyond our control, and one of them is falling sick. No matter how hard we try, we may end.
We all know the importance of health insurance for taking care of hospital bills and medical needs. Let us take a look at some of.
The key function performed by the kidney is to filter blood which flows through each of our body organs. Hence the safety of the body.
Some major changes were announced recently in the Mahatma Jyotirao Phule Jan Arogya Yojana, the Maharashtra health scheme launched in 2012. Let’s take a look.
The World Health Organization (WHO) started the World Tuberculosis Day on March24 to educate people about Tuberculosis (TB), which is a transmittable disease which has.
Speak to our advisor
Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2023 Mahindra Insurance Brokers. All Right Reserved.