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Updated on Jul 13, 2022
Good health is a requirement for one and all. But to stay healthy regular check-ups are needed. Do you know if your health insurance plans offers free health check-ups? Let us find out in this blog.
Getting a full body check-up done at regular intervals is important for everyone. This way you come to know if any health issue is imminent and can get the required treatment started. However, full body check-ups might be too expensive for your pocket, which might hold you back from getting regular check-ups. Moreover, it is seen that people normally visit a physician only when the situation goes out of control and things look very bad. Thus, people tend to ignore the primary signs and later when they visit the doctor the situation goes out of control. And if you do not diagnose your health condition, it keeps getting worse.
However, with free annual medical check-ups offered with your health insurance policy, you can easily get your routine check-up done to monitor your body. This way, you can keep a tab on your health condition and be tension free regarding your health. Further, with numerous health insurance policies offering annual medical checkups for free, it is the best option to monitor your health for any underlying illness without paying any money from your own pocket.
Let’s take a look at the advantages of the online health check-ups offered with the health insurance plans in detail;
Free medical check-ups that the insured can avail of to get annual routine health check-ups allow a multitude of tests, which might vary as per the insurer. Below are some of such generic tests:
Test to examine Blood Pressure, Test to examine Blood Sugar, Test to examine Lipid Profile, ECG Test, Test to examine Liver Function, Urine tests, Vitamin Deficiencies Tests, Pap smear, Kidney Tests, Lung Tests etc.
Good health is the greatest gift that one can have. Nowadays, people are mindful of their health and would like to promote their health and wellness in many different ways. Thus, insurance companies are coming with new plans and products that allow insured individuals to avail free yearly health check-ups. However, this depends on the health insurance company if they allow health check-ups every year or every 3-5 years. Some insurers even allow health check for every claim free year, while there are health insurance policies without medical check-up
But if you are looking at buying health insurance with free medical check-up, you can simply apply for one with your insurer or any insurer you are willing to buy your insurance from. The process of getting health insurance is very simple and hassle-free. There is no need to worry about long procedures. You can easily get your preferred policy from the preferred insurer via an online process. All you need to ensure is to check if your preferred insurer offers health insurance with medical check-up free on a yearly basis. Once confirmed, you can contact the preferred insurance company by calling them at its toll-free number, by email or other online and offline ways and buy the policy.
After procuring your policy, you can ask your insurer to arrange for an authorization letter as per the terms of the policy so that you can get your health check-up done at the prescribed hospital by showing the letter received from the insurer. If your policy allows cashless healthcare service, you can avail the benefits of health check-up without paying any money from your pocket. In case of a reimbursement plan, you might have to pay for the check-up first and later can get reimbursed for the same from your insurer.
Read More: Preventive Health Check-up and It’s tax benefit
It is always better to avail the benefits of yearly health check-ups under your health insurance plan. So, just make sure that you buy health insurance with free medical check-up so that you can save time and money on your healthcare needs.
PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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