4 min read
Updated on Oct 07, 2022
Pradhan Mantri Ayushman Bharat Yojana was launched by PM Narendra Modi on 23 September 2018. Are you aware of its various features and benefits? Read on to know more.
Pradhan Mantri Ayushman Bharat Yojana aka Pradhan Mantri Health Insurance was initiated by the government of India with the aim to help limit the expensive medical costs in the country and to provide healthcare facilities to over 6 Crore Indians. A health card called Ayushman Card is provided to the insured under the Ayushman Bharat Yojana, which serve as a proof of eligibility of the insured to avail treatment under this scheme.
Under the Ayushman Bharat Yojana, health insurance cover of 5 lakh rupees is presented to every eligible family in the country. This scheme covers over 50 crore Indians from poor families with facilities of secondary and tertiary hospitalization under ayushman bharat card benefits.
The eligibility criteria of Ayushman Bharat Yojana is segregated among families in villages and cities as per their occupation and level of income based on 2011 Census.
Another section under the Ayushman Bharat Scheme is the Pradhan Mantri Jan Arogya Yojana (PM-JAY), which was launched by PM Narendra Modi in Ranchi, Jharkhand on September 23, 2018. The aim of this Yojana was to mitigate the cost of expensive medical facilities, which drive over 6 Crore people of the country towards poverty every year.
Below are the Ayushman Card Facilities that an insured family can avail:
>> Secure Your Family Health with Family Floater Insurance Policy
Unlike in other government schemes where the cover limit is less, the Ayushman Health Card offers a higher coverage amount of 5 lakh rupees. The scheme also offers cashless treatment facilities in private and government hospitals across India that are enlisted under the panel of hospitals of this scheme. The sum insured under this scheme covers both secondary and tertiary care.
You can get compensated for the below medical treatment costs that you incur under the Ayushman Bharat Yojana benefits as mentioned below:
The above are some of the Ayushman Health Card benefits that can be availed by the insured families under the scheme.
The critical illness cover under the Ayushman card benefits allow families to access healthcare facilities:
The following are the various Critical illnesses that are covered under this scheme:
Below are some of the exclusions of the Ayushman Bharat benefits that you cannot avail:
The best benefits of Ayushman Card is that it has no capping related to age or number of members insured. The sum insured available under this scheme is 5 lakh rupees that can be availed on a family floater basis under a single plan. The insured families can avail cashless hospitalization cover under this plan. Since, the plan cover pre-existing diseases without any waiting period, so anyone suffering from health issues can avail treatment from the day of enrolment under the scheme.
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Table of Content Highlights of Mukhyamantri Chiranjeevi Yojana Eligibility Criteria of Mukhyamantri Chiranjeevi Yojana Benefits of Mukhyamantri Chiranjeevi Yojana Registration Process for Mukhyamantri Chiranjeevi Yojana.
Table of Content Why is Health Insurance the Most Important? Health Insurance Companies Offering Low Premium Health Insurance Affordable Individual Health Insurance Plans Low Cost.
Table Of Content What is the Incurred Claim Ratio? Incurred Claim Ratio Formula/a> Difference Between Incurred Claim Ratio and Claim Settlement Ratio/a> Role of Incurred.
Cost of an Open Heart/Cardiac Surgery in India? Table Of Content Know about an Open Heart Surgery Cost of Open Heart Surgery Factors Affect the.
Table of Content What are Home Care Services? Diseases Covered Under Home Care Services Home Health Care Services Offered by Insurance Companies Things that are.
Fixed Benefit Health Insurance - Everything You Need to Know What is a Fixed Benefit Health Insurance Plan? Importance of Fixed Benefit Health Insurance Plan.
Critical Illness Cover vs Terminal Illness Cover - Guide to Terminal Illness and Critical Illness Covers in Health Policy Terminal illness, also known as critical.
Table Of Content What is Health Insurance for NRI in India? Can NRIs Buy Health Insurance in India? Importance of Health Insurance for NRIs in.
High Blood Pressure Health Conditions Caused by High Blood Pressure Hypertension Risks High Blood Pressure Concerns Reduce the Risk of High Blood Pressure Hypertension or.
Speak to our advisor
Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2022 Mahindra Insurance Brokers. All Right Reserved.