Best Family Floater Health Insurance Plans in India

There are a lot of health insurance plans available in the market covering the entire family. These are called family floater plans and they are cheaper than individual health insurance for each family member. Since family health plans are popular, every health insurance company offers a family insurance plans. Among hundreds of family floater health insurance plans in India, it becomes difficult for individuals to choose the best mediclaim for family. So, here is a list containing the best family floater health insurance plans in India:

List of Best Family Floater Health Insurance Plans Available:

Name of the plan	Covered members	Covered members	Salient features
Apollo Munich Optima Restore	Self, spouse, dependent children, dependent parents or parents-in-law. Maximum of 6 members with a maximum of 2 adults and 5 children.	Rs.3,5,10,15,20,25 and 50 lakhs	100% restoration of the sum insured Free health check-ups once in 2 years irrespective of claim history Multiplier benefit doubles the sum insured in two claim-free years under this insurance for family No room rent sub-limits Optional critical advantage rider Stay Active benefit provides premium discounts
Bharti AXA Smart Health Insurance Plan	Self, spouse and a maximum of two dependent children	Up to Rs.5 lakhs	Inbuilt critical illness cover Recuperation benefit if diagnosed with a critical illness AYUSH treatments covered up to the sum insured Home nursing and inpatient physiotherapy expenses are also covered
Cigna TTK ProHealth Plus	Self, spouse, dependent children. Maximum 2 adults and 3 dependent children	Rs.4.5, 5.5, 7.5 and 10 lakhs	Up to 30% premium discounts Healthy rewards reduce the premium by up to 10% Worldwide emergency cover Maternity, new born and first year vaccination expenses are covered Free annual health check-ups
ICICI Lombard iHealth Complete Health Insurance Plan	Self, spouse, dependent children, dependent parents and siblings.	Rs.3,4,5,7,10,15,20,30 and 50 lakhs	100% sum insured reinstatement Optional covers available for hospital cash, convalescence benefit, critical illness and donor cover Free value added health services
Max Bupa Health Companion Family Floater Plan	Self, spouse and dependent children. Maximum of two adults and four children	Up to Rs.1 crore	Three different variants with different coverage limits and features Reinstatement of sum insured Vaccination cover against animal bite No maximum entry age
Oriental Insurance’s Happy Family Floater Silver Plan	Self, spouse, dependent children, dependent parents or parents-in-law, dependent unmarried siblings.	Rs.1 to Rs.5 lakhs	On request coverage extension to SAARC countries free of cost Organ donor coverage for the insured Maternity and new born baby cover Restoration of sum insured Optional personal accident cover
Star Health Family Health Optima	Self, spouse, dependent children. Maximum of two adults and three children	Rs.3, 4, 5, 10, 15, 20 and 25 lakhs	Auto recharge of sum insured up to three times at start health family health optima Free annual health check-ups Assisted reproductive treatments are covered New born coverage from the 16th day
TATA AIG Mediprime	Self, spouse, dependent children and dependent parents. Maximum of two adults and three children	Rs.2, 3, 4, 5, 7.5 and 10 lakhs	Accidental dental treatments are covered Vaccination costs, whether incurred as an inpatient expense or outpatient expense, are covered

So, after compare insurance plans, choose your favorite mediclaim policy for family from this list and insure your family.

Author Bio

Paybima Team

Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

Choose from India’s top insurers

Other Health Insurance Products

Health Insurance Claims

COVID-19

Latest Post

What Are The Benefits Of Cashless Claims In Health Insurance?

Having health insurance is now a top priority among potential policyholders, who are increasingly aware of the importance of accessing quality healthcare at an affordable cost. Not only does it handle finances, but it also gives peace of mind during medical emergencies. Getting coverage without dealing with cash or documentation makes the cashless claim process an attractive feature of the health insurance.

Rather than making an advance payment and waiting for reimbursement, policyholders can receive healthcare from network hospitals without incurring out-of-pocket expenses. With its support, worrying about finances becomes less of a concern, and managing healthcare bills becomes simpler. For emergencies, where time and money are of concern, using cashless claims is very helpful for individuals and their families.

See now

Frequently Asked Questions about Bike or Two-wheeler Insurance, India

If you are planning to buy two-wheeler insurance and are seeking answers to some frequently asked questions, look no further. Read on to know the two wheeler insurance FAQs related to bike insurance policy in this post.

See now

Total Loss in Car Insurance Explained

Choudhary is a privately employed person in Bangalore, and he uses a car to commute to his office daily. While driving his vehicle one day, he met with an accident that resulted in major damages and rendered his car useless. Since he had a car insurance plan, he claimed total loss and that helped him manage expenses without causing any financial burden on him.

See now

Top Tips To Get Two Wheeler Insurance Quotes Online

Buying two-wheeler insurance online can be a bit overwhelming for first-time buyers and even for policyholders with prior experience. While it is recommended to compare insurance plans before buying them, having some basic understanding will help you extract the most out of them.

See now

What Lifestyle-Related Diseases Are Most Common Among the 25-35 Age Group?

If you think lifestyle-related health issues only show up after 40, think again. Youth no longer guarantees immunity. Today’s 25 - 35 age group is increasingly facing medical issues that only plague older adults. The reason? Long working hours at the desk, deliveries on speed dial, and a social life that rarely includes a decent amount of sleep are some of the reasons for the early onset of medical conditions like diabetes, anxiety, and hypertension.

See now