Best Family Floater Health Insurance Plans in India

There are a lot of health insurance plans available in the market covering the entire family. These are called family floater plans and they are cheaper than individual health insurance for each family member. Since family health plans are popular, every health insurance company offers a family insurance plans. Among hundreds of family floater health insurance plans in India, it becomes difficult for individuals to choose the best mediclaim for family. So, here is a list containing the best family floater health insurance plans in India:

List of Best Family Floater Health Insurance Plans Available:

Name of the plan	Covered members	Covered members	Salient features
Apollo Munich Optima Restore	Self, spouse, dependent children, dependent parents or parents-in-law. Maximum of 6 members with a maximum of 2 adults and 5 children.	Rs.3,5,10,15,20,25 and 50 lakhs	100% restoration of the sum insured Free health check-ups once in 2 years irrespective of claim history Multiplier benefit doubles the sum insured in two claim-free years under this insurance for family No room rent sub-limits Optional critical advantage rider Stay Active benefit provides premium discounts
Bharti AXA Smart Health Insurance Plan	Self, spouse and a maximum of two dependent children	Up to Rs.5 lakhs	Inbuilt critical illness cover Recuperation benefit if diagnosed with a critical illness AYUSH treatments covered up to the sum insured Home nursing and inpatient physiotherapy expenses are also covered
Cigna TTK ProHealth Plus	Self, spouse, dependent children. Maximum 2 adults and 3 dependent children	Rs.4.5, 5.5, 7.5 and 10 lakhs	Up to 30% premium discounts Healthy rewards reduce the premium by up to 10% Worldwide emergency cover Maternity, new born and first year vaccination expenses are covered Free annual health check-ups
ICICI Lombard iHealth Complete Health Insurance Plan	Self, spouse, dependent children, dependent parents and siblings.	Rs.3,4,5,7,10,15,20,30 and 50 lakhs	100% sum insured reinstatement Optional covers available for hospital cash, convalescence benefit, critical illness and donor cover Free value added health services
Max Bupa Health Companion Family Floater Plan	Self, spouse and dependent children. Maximum of two adults and four children	Up to Rs.1 crore	Three different variants with different coverage limits and features Reinstatement of sum insured Vaccination cover against animal bite No maximum entry age
Oriental Insurance’s Happy Family Floater Silver Plan	Self, spouse, dependent children, dependent parents or parents-in-law, dependent unmarried siblings.	Rs.1 to Rs.5 lakhs	On request coverage extension to SAARC countries free of cost Organ donor coverage for the insured Maternity and new born baby cover Restoration of sum insured Optional personal accident cover
Star Health Family Health Optima	Self, spouse, dependent children. Maximum of two adults and three children	Rs.3, 4, 5, 10, 15, 20 and 25 lakhs	Auto recharge of sum insured up to three times at start health family health optima Free annual health check-ups Assisted reproductive treatments are covered New born coverage from the 16th day
TATA AIG Mediprime	Self, spouse, dependent children and dependent parents. Maximum of two adults and three children	Rs.2, 3, 4, 5, 7.5 and 10 lakhs	Accidental dental treatments are covered Vaccination costs, whether incurred as an inpatient expense or outpatient expense, are covered

So, after compare insurance plans, choose your favorite mediclaim policy for family from this list and insure your family.

Author Bio

Paybima Team

Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

Choose from India’s top insurers

Other Health Insurance Products

Health Insurance Claims

COVID-19

Latest Post

How To Choose the Best Health Coverage Plan for Your Family

In a country where medical inflation is rising rapidly, securing a comprehensive health coverage plan for the entire family is no longer optional, it is essential. Selecting the right health insurance requires careful evaluation of multiple factors, not just premium costs. A well-chosen plan ensures financial security, access to quality healthcare, and peace of mind during medical emergencies.

See now

List of Best Term Insurance Companies in India 2025

Term insurance is an important investment. However, with the availability of so many insurers offering term plans, it becomes difficult to select the best term plan to suit your needs. Buying a term plan needs some consideration and research on the part of the policyholder. In this post, let us discuss the best term insurance providers in India.

See now

Best Savings Plans for Girl Child to Ensure Financial Security

Have you ever caught yourself lost in illusions about your daughter's future events, such as her university convocation and first day at work? Her university convocation. When she embarks upon her initial job after graduation will be the day.

See now

How Do Life Insurance Companies Invest Your Premiums?

When you sign up for a life insurance policy - whether it’s a traditional term insurance policy or a ULIP – you are not just buying peace of mind. You are also trusting the insurer with your money. So naturally, you would want to know: How is that money being managed? And more importantly, how is it being protected from risky decisions?

See now

World Osteoporosis Day 2025 Check Date, History, Timeline, Facts & Significance of World Osteoporosis Day

Globally, 20th October marks the day to observe World Osteoporosis Day. Do you know the significance of observing Osteoporosis on a global platform? Do you know how this condition affects people and their lives? Let us find out in this post!

See now