Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Best Tips To Select Health Insurance For Your Family
Health insurance is a major requirement in today’s day and age. Everyone needs health insurance. However, buying the first medical insurance plan that you come across is never a good idea. You need to do some homework, compare insurance plans and then select the ideal health cover. Read the blog to know how to select and which is the best health insurance policy for your family?
Know your needs
The first step is for you to know your needs. If you have a large family, you need to cover everyone under a family floater health plan. If you are single with no dependents, you need to look at the health insurance quotes for individual health covers. If you have any particular illness you need to find a plan that offers suitable coverage for it. This is why it is very important for you to do some background work and find a plan that is well-suited to your exact needs.
Check the other covers you have
Do you have a life insurance plan with a critical illness cover? Does your spouse also have a comprehensive plan under which you are covered too? When you compare insurance plans to buy a health policy, make sure you keep this very important point in mind too. Underinsurance is harmful but over insurance is redundant as well, so get the correct cover you need.
Look for riders
Riders are add-on covers that allow you to make the medical insurance policy better suited for your needs. There are many good health insurance riders such as the hospital cash rider, the room rent waiver rider, etc. Go over the terms and conditions associated with the riders and choose the ones that are of use to you. Riders are available at an added cost and so the health insurance quotes go up when you buy riders, but the coverage increases as well.
Understand the clauses
Health insurance has many clauses associated with it. This is why you need to read the policy wording before you buy health insurance policy online. Check for the exclusions, co-pay rules, rate capping clauses, respiration details, etc. Also, look for the renewability clause. Ideally, you should get a health plan that offers lifelong renewability.
Compare and buy
And finally, you should always remember to compare the various health insurance plans before you get your policy. Comparing proves to be very helpful as you find the best plan at the best rate. You also get to spot the best insurance provider and this proves to be extremely beneficial for you. Comparing health insurance is simple and you can do it free of cost too. Therefore, compare the plans and only then buy health insurance policy online.
The final word
Compare insurance plans and then buy health insurance policy online and you will make an excellent choice. Keep all the points mentioned above in mind when selecting your family. If you do so, you will surely end up with the best plan to keep your and your family’s health protected at all times.
Young and healthy? Find out which of these plans rewards you with lower premiums. Click here to check now!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 21 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Over to You
Health emergencies don’t come with a calendar invite. Whether you're planning for your own future or looking out for your parents, choosing the right health insurance plan can make all the difference. That’s where a deeper look at the fine print helps. When you compare Star Health’s Red Carpet Plan vs Care Health Enhance Plan, what you’re really doing is choosing the kind of financial backup you want in your corner.
The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Speak to an Advisor The Star Health Red Carpet Plan is made with senior citizens in mind. With benefits like annual preventive check-ups, it helps you or your ageing parents get covered without the usual hassles. On the other hand, the Care Health Enhance Plan acts as a top-up cover, ideal if you already have a base health policy and want to increase your shield without increasing your premium by too much.
While health insurance takes care of medical needs, don’t forget to plan for life’s bigger what-ifs. A term Insurance policy, especially a 1 crore term insurance plan, can be the long-term security net your family needs. Health and life coverage go hand in hand. And when chosen right, they help you face the future with confidence, not chaos.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
.jpg)
Having a bike is not just about convenience, it’s a huge responsibility. Financial protection of your two-wheeler is important and the best way to ensure that is to have a bike insurance policy that will protect you in case of an accident, theft or a natural calamity. There are so many options when it comes to policies, making it difficult to know what’s best. This guide makes it easier to choose the best bike insurance policy that is suitable for you.
Non-linked, non-participating term plans are the ones that do not participate in the business and profit of the insurance company. These are fixed premium plans where the policyholder pays a fixed amount to ascertain a guaranteed sum as a return to be paid to the nominee in case of his/ her demise. Let’s learn more in this post.
Car depreciation implies the difference between the cost of a car at the time of buying the car and when you sell it. A car insurance claim amount is determined by the car depreciation rate. The car depreciation rate is the reduction in the value of your car over its lifespan caused by wear and tear.
Have you ever caught yourself lost in illusions about your daughter's future events, such as her university convocation and first day at work? Her university convocation. When she embarks upon her initial job after graduation will be the day.
.png)
Accidents can happen anywhere, anytime, by your own fault or another person. What’s important is to be prepared for such mishaps. This is where Own Damage Car Insurance comes in handy.
Speak to our Advisor
+91
By clicking the button, I authorize Paybima advisor to contact me via SMS, Email, Phone, WhatsApp or any other modes overriding my 'DND'.T&C Apply.