4 min read
Updated on Oct 11, 2022
IVF has become a ray of hope for many childless couples who couldn’t conceive normally due to medical reasons. But is IVF covered by insurance policies? Let’s learn about it.
IVF has been the source of happiness for many families who were without a child before conceiving and giving birth using the IVF technology. A child is the source of joy in a family and who else can understand it better than a childless couple. Unlike earlier, infertility is not a problem anymore as different medical procedures have made it possible for childless couples to conceive and have their own babies. There are numerous procedures in this regard and In Vitro Fertilization or in short IVF is one such procedure that allows couples without a child to have a baby of their own.
But it is important to consider that IVF is an expensive medical procedure, and it might take more than one attempt to successfully conceive through IVF. Thus, if you do not conceive in the first trial would have to invest money again for the next attempt. Thus, having health insurance cover for IVF treatment is important so that you can get the expenses incurred in the IVF process reimbursed.
Also Read: Best Maternity Insurance Policy in India
Let us learn what all covers are allowed under different insurance policies for IVF treatment in India in the blog below.
When it comes to any maternity and newborn cover, there are many health insurance companies offering policies which offer such coverage. IVF protection is a coverage that may not be included in all health insurances. However, there are certain policies that allow IVF coverage and with protection against aspects like ambulance charges cover, emergency hospitalization cover, newborn child cover and maternity cover. Now, all these covers are useful when it comes to IVF treatment. Being an expensive treatment, it is always beneficial if you can avail health insurance cover for IVF.
As you already know from the above discussion that the procedure of IVF treatment in India is expensive. Moreover, you cannot guarantee to successfully conceive in one try. So, you might have to try multiple times to conceive your baby. Thus, having a health insurance cover might help in getting the cost of treatment reimbursed. Further, the IVF treatment is not a usual one that is covered by all insurers. So, you have to check which insurer is offering the best options in terms of coverage. So, for this you must look into different insurance companies and their numerous plans to select the one that is well suited for you and your partner.
To find the tentative amount of money that might be required in an IVF treatment, you might use the IVF cost calculator for effective results.
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Table of Content Highlights of Mukhyamantri Chiranjeevi Yojana Eligibility Criteria of Mukhyamantri Chiranjeevi Yojana Benefits of Mukhyamantri Chiranjeevi Yojana Registration Process for Mukhyamantri Chiranjeevi Yojana.
Table of Content Why is Health Insurance the Most Important? Health Insurance Companies Offering Low Premium Health Insurance Affordable Individual Health Insurance Plans Low Cost.
Table Of Content What is the Incurred Claim Ratio? Incurred Claim Ratio Formula/a> Difference Between Incurred Claim Ratio and Claim Settlement Ratio/a> Role of Incurred.
Cost of an Open Heart/Cardiac Surgery in India? Table Of Content Know about an Open Heart Surgery Cost of Open Heart Surgery Factors Affect the.
Table of Content What are Home Care Services? Diseases Covered Under Home Care Services Home Health Care Services Offered by Insurance Companies Things that are.
Fixed Benefit Health Insurance - Everything You Need to Know What is a Fixed Benefit Health Insurance Plan? Importance of Fixed Benefit Health Insurance Plan.
Critical Illness Cover vs Terminal Illness Cover - Guide to Terminal Illness and Critical Illness Covers in Health Policy Terminal illness, also known as critical.
Table Of Content What is Health Insurance for NRI in India? Can NRIs Buy Health Insurance in India? Importance of Health Insurance for NRIs in.
High Blood Pressure Health Conditions Caused by High Blood Pressure Hypertension Risks High Blood Pressure Concerns Reduce the Risk of High Blood Pressure Hypertension or.
Speak to our advisor
Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2022 Mahindra Insurance Brokers. All Right Reserved.