You Deserve Best of Health Insurance – Plan it with PayBima Health Advisory
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IVF has been the source of happiness for many families who were without a child before conceiving and giving birth using the IVF technology. A child is the source of joy in a family and who else can understand it better than a childless couple. Unlike earlier, infertility is not a problem anymore as different medical procedures have made it possible for childless couples to conceive and have their own babies. There are numerous procedures in this regard and In Vitro Fertilization or in short IVF is one such procedure that allows couples without a child to have a baby of their own.
But it is important to consider that IVF is an expensive medical procedure, and it might take more than one attempt to successfully conceive through IVF. Thus, if you do not conceive in the first trial would have to invest money again for the next attempt. Thus, having health insurance cover for IVF treatment is important so that you can get the expenses incurred in the IVF process reimbursed.
Let us learn what all covers are allowed under different insurance policies for IVF treatment in India in the blog below.
Also Read: Best Maternity Insurance Policy in India
When it comes to any maternity and newborn cover, there are many health insurance companies offering policies which offer such coverage. IVF protection is a coverage that may not be included in all health insurances. However, there are certain policies that allow IVF coverage and with protection against aspects like ambulance charges cover, emergency hospitalization cover, newborn child cover and maternity cover. Now, all these covers are useful when it comes to IVF treatment. Being an expensive treatment, it is always beneficial if you can avail health insurance cover for IVF.
The average cost of IVF in these cities is between 1.25 and 1.8 lakhs.
Below are 3 insurance that covers IVF and other Infertility Treatments in India
To Conclude
As you already know from the above discussion that the procedure of IVF treatment in India is expensive. Moreover, you cannot guarantee to successfully conceive in one try. So, you might have to try multiple times to conceive your baby. Thus, having a health insurance cover might help in getting the cost of treatment reimbursed. Further, the IVF treatment is not a usual one that is covered by all insurers. So, you have to check which insurer is offering the best options in terms of coverage. So, for this you must look into different insurance companies and their numerous plans to select the one that is well suited for you and your partner.
To find the tentative amount of money that might be required in an IVF treatment, you might use the IVF cost calculator for effective results.
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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