4 min read
IVF has become a ray of hope for many childless couples who couldn’t conceive normally due to medical reasons. But is IVF covered by insurance policies? Let’s learn about it.
IVF has been the source of happiness for many families who were without a child before conceiving and giving birth using the IVF technology. A child is the source of joy in a family and who else can understand it better than a childless couple. Unlike earlier, infertility is not a problem anymore as different medical procedures have made it possible for childless couples to conceive and have their own babies. There are numerous procedures in this regard and In Vitro Fertilization or in short IVF is one such procedure that allows couples without a child to have a baby of their own.
But it is important to consider that IVF is an expensive medical procedure, and it might take more than one attempt to successfully conceive through IVF. Thus, if you do not conceive in the first trial would have to invest money again for the next attempt. Thus, having health insurance cover for IVF treatment is important so that you can get the expenses incurred in the IVF process reimbursed.
Also Read: Best Maternity Insurance Policy in India
Let us learn what all covers are allowed under different insurance policies for IVF treatment in India in the blog below.
When it comes to any maternity and newborn cover, there are many health insurance companies offering policies which offer such coverage. IVF protection is a coverage that may not be included in all health insurances. However, there are certain policies that allow IVF coverage and with protection against aspects like ambulance charges cover, emergency hospitalization cover, newborn child cover and maternity cover. Now, all these covers are useful when it comes to IVF treatment. Being an expensive treatment, it is always beneficial if you can avail health insurance cover for IVF.
To Conclude
As you already know from the above discussion that the procedure of IVF treatment in India is expensive. Moreover, you cannot guarantee to successfully conceive in one try. So, you might have to try multiple times to conceive your baby. Thus, having a health insurance cover might help in getting the cost of treatment reimbursed. Further, the IVF treatment is not a usual one that is covered by all insurers. So, you have to check which insurer is offering the best options in terms of coverage. So, for this you must look into different insurance companies and their numerous plans to select the one that is well suited for you and your partner.
To find the tentative amount of money that might be required in an IVF treatment, you might use the IVF cost calculator for effective results.
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