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Health insurance plans are evolving with changing times. Insurance companies are offering different types of health insurance plans. There are normal health plans which provide an exhaustive coverage, illness-specific plans which cover specific illnesses, hospital cash plans which pay a fixed sum on hospitalization, senior citizen plans for older individuals and critical illness plans which cover specified list of illnesses. While a normal health insurance plan provides the required coverage, other plans are designed to cater to specific requirements. Take the instance of critical illness plans. Do you know how they work?
Many individuals believe that if they have a comprehensive health insurance plan, they can give critical illness plans a miss. Is it true? Are critical illness plans required when you already have a health insurance plan?
They are and if you need reasons, here’s why:
Critical illness plans, thus, make sense and you should definitely buy one. However, there are some points which you should remember in context of these plans which are as follows:
Heed these points before you buy a plan. Remember that a critical illness plan is important and can work wonders when you fall victim to any major illness. So, arm yourself with a critical illness plan for a complete health insurance protection.
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