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Breathing in polluted air is the cause of several respiratory issues and other diseases, which require a doctor’s attention. Moreover, it also requires the family of the sick to churn out a hefty amount for the treatment of the patient. The best option is to opt for a comprehensive health insurance plan to secure your savings and get coverage for the best treatment.
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Here are some illnesses that get aggravated due to the rising pollution levels:
Also Read:- Diseases Caused by Air Pollution
Below are some tips to protect yourself and your family against the health effects of air pollution, especially respiratory diseases caused by air pollution:
The alarming air quality index and its associated health concerns require each member of a family to stay protected under a comprehensive health plan. The best policies in this scenario are the ones that offer OPD coverage. With OPD coverage, you can expect your plan to cover you against expenses for doctor fees, medicine bills, and diagnostic tests required for the treatment of conditions like dry coughs, chest and throat infections, as well as eye and skin allergies.
Besides, you should look for a plan that offers coverage for ICU expenses and critical diseases along with a wide number of network hospitals for cashless treatment in your vicinity.
Let us take a look at some of the best plans of health insurance covering pollution-related diseases to protect you against several respiratory and other illnesses.
Below are some of the best policies that you can opt for to cover your OPD and other charges in the current scenario:
Plan Name |
Who is Eligible? | Sum Assured |
Number of Network Hospitals |
Aditya Birla Activ Assure Diamond Policy |
Entry age – 18 years and above Children – 91 days to 25 years |
INR 2 lakh – INR 2 crore |
6000+ |
Care Health Insurance Plan |
Entry age – 18 years and above Children – 91 days and above |
INR 3 lakh – INR 75 lakh |
16,500+ |
Digit Healthcare Plus Policy |
Entry age – 18 years and above Children – 91 days and above |
Up to INR 3 Crore |
5000+ |
Bajaj Allianz Health Care Supreme |
Entry age – 18 years and above Children – 3 months to 25 years |
INR 5 lakh – INR 50 lakh |
6500+ |
Future Generali Health Total |
Entry age – 18 years and above Children – 1 day to 25 years |
INR 3 lakh – INR 1 Crore |
6000+ |
Features Aditya Birla Activ Assure Diamond Policy:
Features Care Health Insurance Plan:
Features Digit Healthcare Plus Policy:
Features Bajaj Allianz Health Care Supreme:
Features Future Generali Health Total:
Conclusion
The current scenario of growing air pollution levels, especially air pollution in Delhi, is such that one must acquire a comprehensive health insurance policy for extensive coverage against medical emergencies. The insurance market has several all-inclusive beneficial plans offered by the best insurance companies in the country. However, it is important to check for the particular features you are looking at in the current context to choose your plan.
Review the benefits and features of policies and compare them with other similar plans to finalize the one option to suit your needs. Coverage against critical diseases is especially important in handling several grave illnesses. Make sure that the health insurance for your parents includes critical illness coverage.
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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