4 min read
Updated on Sep 01, 2022
Over the years, people have become really careful about their health. This is one of the reasons why so many of us have also started paying attention to health insurance policies. And, if you have especially a history of cardiac issues in your family, buying a cardiac health insurance policy is highly suggested.
Many people these days are found to be vulnerable to several types of heart-related issues. A sedentary lifestyle, bad eating habits, and genetics are some of the main contributors to this. However, something that is even more bothersome is the rising healthcare cost, especially if it is for a heart-related problem. The healthcare costs can actually make a hole in the pockets of a middle-class man. This is why health insurance for heart patients is so important. When you have a health insurance plan that provides coverage for heart-related ailments, you can rest assured of getting the right treatment. And if you choose a network hospital for your medical treatment, you may even avail of the cashless treatment.
Mentioned herein below are some of the most sought-after health insurance policies for cardiac patients.
This is one of the best health insurance for cardiac patients. To buy this, health insurance policy, there is no such maximum entry age. The deductible depends on the variant of the plan. The features of this plan are mentioned herein below:
This is a great health insurance plan, especially for people who have already undergone a cardiac procedure.
Know More: Care Health Insurance Company Limited
This policy provides coverage for the heart as well as a cancer treatment. With the help of this plan, the policyholders can avail of a waiver of premium for even minor heart and/or cancer conditions. The key features of this plan include:
Know More: ICICI Lombard Health Insurance
If you are looking for insurance for heart patients, then this is the one it should be. The plan comes with an in-built death benefit and there is no waiting period. An interesting feature of the insurance plan is doubling up as life insurance. The features of the plan are mentioned herein below.
Know More: Future Generali Health Insurance
This plan is apt for people who already have experienced heart procedures in the last 7 years. The plan provides care for non-cardiac ailments also and other personal accidents. The features include:
Know More: Star Health Insurance
This is a one-of-a-kind policy that is known for its lifelong renewal option. The maximum allowance offered by the policy per day is INR 1000. It is enough for a family as it provides coverage for all the family members. The maximum sum insured is INR 1 Crore and it can be bought by anyone who is under 50 years of age. The policy buyers do not need to undergo any medical tests.
Know More: IFFCO Tokio Health Insurance
The proposer of the family can be anyone who falls in the age group between 18 and 65 years. Children whose age is between 3 months and 25 years are covered under the plan; however, they must be dependent on the proposer.
Know More: New India Assurance Health Insurance
These are some of medical insurance for heart patients that you can take a look at. However, you can find information about the other health insurance policies for heart patients online. You can choose one depending upon your heart ailment or condition.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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