5 min read
Updated on Mar 24, 2023
Health insurance is the need of the hour for every person in the country. If there’s anything that the COVID era has taught us, it is to keep ourselves insured and protected at all times. Health insurance plans are the best way to safeguard our future against any emergency or unforeseeable expenses when it comes to our health. However, there is yet another harsh reality.
Not every person in our country can unfortunately afford the cost of buying health insurance plans even for themselves, let alone their family. This is why the government of India has taken a step forward in the direction of making health insurance plans affordable and accessible to all. Government Health Insurance helps ensure that every person in the country insures his/her health against life’s uncertainties.
Government health insurance plans are backed or sponsored by the state and central governments with the prime objective to ensure that healthcare is available in every nook and corner of the country. Most parts of India, particularly the rural areas, still do not have easy access to all medical care facilities in the country.
This is where government health insurance schemes in India play an important role. The state government of every state is primarily responsible for ensuring good health and well-being of all its residents. It is for this reason that the government has joined hands with the private sector in launching and backing various government health insurance plans in the country.
The very basic reason why government health insurance came into existence is to ensure that each and every person in the country, particularly those residing in the remotest parts of India, are not deprived of basic health insurance services. After all, anybody can fall prey to dangerous diseases, illnesses or health conditions. This is why it’s important that each and every person in the country has access to good-quality healthcare.
And since quality medical care comes at a cost (which may often not be affordable by the poor man), government health insurance plans come to the rescue. Backed and sponsored by government fund support, these schemes offer affordable health insurance to one and all.
There are some very helpful advantages of government health insurance plans for the common man. Some of these are listed below:
Now that we learned how government-backed health insurance plans are nothing but a boon to our society, let us look at some of the most popular government health insurance schemes that currently operate in India:
The plan provides insurance coverage for all medical care services required during an emergency, such as cost of diagnostic tests, hospital stay, follow-up consultations, and the like.
Also Read: Top Government Health Insurance Companies in India and Their Health Insurance Plans
Wrapping it Up
Government health insurance comes as a boon to the common man of India in the wake of harsh realities where basic healthcare can be highly inaccessible without the shield of insurance cover. As a result, the poor and the unprivileged sections of the society end up suffering due to illnesses, sometimes even succumbing to their deadly end.
To prevent such unfortunate cases and to ensure the well-being of each and every citizen of the country, the central and state governments sponsor these insurance schemes and implement them in every state of the country in partnership with the private sector. Health insurance is an absolute necessity and should be accessible to one and all. Find the best health insurance in India on PayBima.
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