List of Diseases Covered by Bajaj Allianz Health Insurance Policy

Bajaj Allianz health insurance is one of the best insurers in India offering a wide range of health insurance plans. But, do you know about the diseases covered under your Bajaj Allianz health plan? Let’s find out.

The rising healthcare costs have affected almost everyone in the country. Further, with different new and fatal diseases including the recent pandemic, more and more people are now buying health insurances. So, if you are interested in procuring a Bajaj Allianz health insurance policy, you would be interested in knowing the list of diseases covered under these plans.

But before that let us take a look at the various policies offered under Bajaj Allianz Health Insurance.

Plans Offered by Bajaj Allianz Health Insurance

Bajaj Allianz health insurance presents a wide variety of plans to fulfill different requirements of people’s health. These plans allow protection against costs incurred for in-patient hospitalization, pre as well as post hospitalization, OPD costs, maternity costs, ambulance charges, ICU charges etc.

Further, the insurer also offers several plans targeting specific diseases like Bajaj Allianz Criti care plan, Bajaj Allianz Corona Kavach plan, among others. Bajaj Allianz health insurance renewal procedure is also very simple and hassle-free. They have a wide network of hospitals and you can check the bajaj Allianz health insurance hospital list on their website.

Here’s a list of some of the popular Bajaj Allianz health insurance plans:

• Bajaj Allianz Critical Illness Policy
• Bajaj Allianz Health Infinity Policy
• Bajaj Allianz Corona Kavach Policy
• Bajaj Allianz Health Guard Policy
• Bajaj Allianz m-Care Policy
• Bajaj Allianz Criti Care Policy
• Bajaj Allianz Arogya Sanjeevani Policy
• Bajaj Allianz Extra Care Policy

Now, let us take a look at the diseases covered under Bajaj Allianz health Insurance Policies.

1. COVID-19

Right at the top of the list is Covid-19 disease, which is covered by most Bajaj Allianz health Insurance Plans. The Pandemic has made people suffer a lot. Many people lost their lives and many people lost their loved ones. The scare that the pandemic has had on people increased the revenue of the insurance sector. The increasing purchase of policies post pandemic is a proof of that. It has also made it inevitable for people to have health insurance to secure them against such untoward situations and diseases.

Bajaj Allianz Corona Kavach Policy, Arogya Sanjeevani Plan, Bajaj Allianz Individual Health Insurance Plan etc. are some of the best health insurance policies in India that allow coverage against Covid-19.

2. Cardio-vascular (Heart) Diseases

Heart ailments are very risky, which occur due to issues in the cardiovascular system. Some of the common heart conditions include coronary heart disease, hypertension and other cardio-vascular diseases etc.

The treatment of these diseases costs hefty amounts that are good enough to make holes in your pocket. However, most of these diseases are included under several Bajaj Allianz plans such as Bajaj Allianz Health Infinity Policy, Bajaj Health Guard Policy, and Bajaj Allianz Criti Care Policy etc.

3. Cancer

Cancer has spread rapidly across the globe and is one of the primary causes of death among people. It affects various body parts by causing irregular cell growth and can be controlled in the early stages. Further, it requires expensive treatment like chemotherapy, surgeries, etc. Thus, it is extremely important for people to have good coverage against cancer. Bajaj Allianz Health Guard Policy, Bajaj Allianz Critical Illness Policy, Bajaj Allianz Criti Care Policy etc. are the ones that allow coverage against the disease to policyholders.

Also Read: Bajaj Allianz Health Insurance

4. Brain Tumour

Another fatal disease is the brain tumour, which is again caused by abnormal increase in brain cells. The disease can lead to stress on the tissues of the brain causing brain damage. Patients require complex surgery to remove tumors and it is a very expensive procedure. To avoid such costs it is important to have health coverage. Plans such as, Bajaj Allianz Criti Care Policy, Bajaj Allianz Health Care Supreme, Bajaj Allianz Critical Illness Policy, and Bajaj Allianz Extra Care Policy allow coverage against this disease.

5. Arthritis

This is another common disease that especially affects the elderly people. Arthritis occurs due to joint swelling and causes a lot of pain. Very often the disease restricts mobility among elderly people. The treatment can be joint replacement, revision of joint etc. These surgeries are again very costly and require the coverage of insurance. Bajaj Allianz Health Guard Policy, Bajaj Allianz Silver Health Policy and Bajaj Allianz Arogya Sanjeevani Policy are some such plans that allow coverage for arthritis. However, most of these plans have a waiting period of 3-4 years before the insured could avail the benefits.

6. Kidney Diseases

Kidney diseases can cause grave health conditions which may obstruct the normal functioning of the body. Kidney stones cysts in the kidney and other chronic kidney diseases cause ache and distress among people. Bajaj Allianz Silver Health Policy, Bajaj Allianz Critical Illness Policy, Bajaj Allianz Health Care Supreme, and Bajaj Allianz Criti Care Policy and are some plans that allow coverage against kidney diseases.

7. Cataract

Cataract is an eye disease that mostly affects the aged people. Under this condition the eye lens becomes blurred and require replacement. Bajaj Allianz Arogya Sanjeevani Policy, Bajaj Allianz Silver Health Policy, Bajaj Allianz Health Guard Policy etc. cover cataract surgeries.

To Conclude

As seen in the Bajaj Allianz health insurance diseases covered list, the insurer offers coverage against an extensive number of diseases. However, before buying a plan it is always advised to check the precise coverage offered under your policy as per your requirement. Also, enquire about the period of waiting for such ailments to avail proper coverage and timely treatment along with other benefits.

Also read: Which is the Best Health Insurance Plan for Parents in India?

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