6 min read
Updated on Jan 04, 2023
Keeping in line with the initiative of the Government of India to ensure quality healthcare services to each and every person in the country, all state governments make equal efforts to make this dream a reality. The Mukhyamantri Amrutum Yojana launched by the government of Gujarat is an example in this regard. The scheme was launched in the state with the initial intent to provide healthcare coverage to the BPL or Below Poverty Line segment in Gujarat. However, the scheme was later modified to include lower middle-class households too.
Mukyamantri Amrutum or MA Yojana is a state-run health insurance scheme designed to provide complete coverage to a person for all of their healthcare needs. This includes everything from diagnosis of the condition, diagnostic tests, hospitalization expenses, as well as post-hospitalization care. The scheme was launched by the Gujarat government on September 4, 2012. Over the last 10 years, the scheme has proved to be a blessing in disguise for the financially weaker sections of the state population.
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In order to avail health insurance coverage benefits under the scheme, the policyholder is required to have an MAA card, presenting which they can seek coverage as a beneficiary under the policy. To enroll for the MA Amrutam card, the policyholder is required to be physically present at the enrollment kiosk. Alternatively, the MAA card can also be downloaded online on certain mobile apps.
Now, while seeking health insurance coverage under the scheme during a medical emergency, the beneficiary is required to submit the MAA card in Gujarati. Upon presenting the card, the beneficiary is entitled to receive health insurance benefits as part of the Yojana.
Let us learn a little more about how to enroll for the Amrutam card below.
Here are the steps to apply for the Amrutam health card:
Note: In case you wish to enroll for the MA Amrutam card online, apply by following the simple steps detailed below.
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Only certain sections of the state population are eligible to apply for the MAA card. To know whether or not you can apply for the MA Scheme, check out the criteria listed below:
If you belong to any of the above categories, you are eligible to apply for the Mukhyamantri Amrutam Yojana of the Gujarat government.
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Now that you have the MAA card, you can use it to avail insurance coverage under the scheme in times of medical contingencies. Here is a detailed list of network hospitals where the card can be used by the beneficiary to seek cashless health insurance benefit:
To avail the health insurance benefit under the scheme, it is important to know the various diseases and health conditions that are provided coverage for. Here is a list of some of the diseases and treatment procedures covered under the Yojana for your reference:
While the Mukhyamatri Amrutum Yojana covers a wide range of health treatments and procedures as listed above, there are certain areas that do not fall in the coverage area of the scheme.
For instance, some non-emergency medical procedures may not be covered under the scheme. Also, cosmetic procedures such as plastic surgery for enhancement of aesthetics do not find mention in the coverage area of the Yojana.
We learned all about the MA Yojana in detail in the blog. Now let us look at the top benefits to the beneficiary of the scheme:
|Areas Covered Under the Yojana||Advantages to the Beneficiary|
|Travel/conveyance charges||Up to Rs. 300 covered for every hospitalization|
|Healthcare expenses covered||Up to Rs. 5 lakh per family every year|
|Return of money||Rs. 6 per km from hospital to home|
|Other benefits||All benefits of the PM-JAY package (Ayushman Bharat Pradhan Mantri Jan Arogya Yojana)|
The Mukhyamantri Amrutum Yojana is run by the Gujarat government for the economically weaker sections of the society with a view to providing them quality healthcare and easily affordable cost. The scheme has a number of benefits for the BPL and lower middle-income households and covers a wide array of areas for insurance coverage. To know more about the scheme, visit the official portal www.magujarat.com.
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A total of 5 family members are covered under the scheme. In case of a newborn baby in the family, he/she is considered as the 6th family member. All pre-existing diseases are covered under the Yojana and MAA card benefits are assigned to the beneficiary from the date of commencement of the scheme. There is no waiting period. The following actions can be performed at the MA Yojana kiosk: Here are the top features of the scheme: The MAA card is valid for a total of 3 years. The beneficiary is required to get the card renewed after 3 years to continue insurance coverage under the scheme
FAQs on Mukhyamantri Amrutum Yojana
How many family members are covered under MA Yojana?
Is there a waiting period for the coverage for pre-existing diseases?
What actions can be performed at a kiosk of Mukhyamantri Amrutum Vatsalya Yojana?
New enrollment for the scheme
Split Card application
MAA card hot-listing, in case of lost cards
Addition or removal of members
Updation of migration details
Correction of errors on MAA card
What are the features of Mukhyamantri Amrutum Yojana?
No premium payable
No amount to be paid for enrollment under the scheme
Incentive of Rs. 100 per family is paid to ASHA workers who assist BPL households under the scheme
The scheme is 100% funded by the state government of Gujarat
What is the validity of MA Amrutum card?
A total of 5 family members are covered under the scheme. In case of a newborn baby in the family, he/she is considered as the 6th family member.
All pre-existing diseases are covered under the Yojana and MAA card benefits are assigned to the beneficiary from the date of commencement of the scheme. There is no waiting period.
The following actions can be performed at the MA Yojana kiosk:
Here are the top features of the scheme:
The MAA card is valid for a total of 3 years. The beneficiary is required to get the card renewed after 3 years to continue insurance coverage under the scheme
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