National Insurance Mediclaim Premium Chart 2022
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About National Insurance Company
National Insurance Company is a leading general insurer in the public sector. The company offers a range of health and other general insurance products. The health insurance plans vary and individuals can find a plan for themselves, their families and dependent parents. There are specialised plans for international travel insurance and critical illness insurance too. Whether individuals want a comprehensive scope of coverage with high sum insured levels or simple no-frills health insurance plans, National Insurance health plans offer a solution.
Checkout the Premium Chart: National Insurance Mediclaim Premium Chart
National Health Insurance Mediclaim plans have affordable premiums. These premiums are calculated on different parameters. The parameters include the following –
- The health insurance plan is chosen. Since the coverage features are different in each plan, the premium rates are different too. Therefore, the plan which is to be bought determines the premium calculated
- Age of the insured. Premium charts are made based on the age of the insured member
- The number of members covered. Premium rates increase if family members are included in the cover. There are separate premium charts for covered family members
- Sum insured required. Premium rates are based on the different sum insured levels. Higher the sum insured higher would be the premium
- Plan tenure. If a longer duration is selected, premium discounts might be available which reduce the premium mentioned in the chart
- Other loadings or discounts. Adjustments can be made with the applicable loadings and discounts mentioned in the plan depending on the medical health of the insured and other deciding factors.
These factors help in the determination of the premium chart and the actual premium charged by the plan. The premium chart is prepared using age and sum insured as the two main variables while the actual premium depends on the above-mentioned factors too. The premium chart is available with the company and can be found online.
Also Read: United India Insurance Mediclaim Policy Premium Calculator | Star Health Insurance Mediclaim Premium Calculator | Oriental Insurance Mediclaim Policy Premium Calculator | National Insurance Mediclaim Policy Premium Calculator | New India Assurance Mediclaim Policy Premium Calculator
Author Bio
Gayatri Prabhu, Head-Digital Business at Mahindra Insurance Brokers Limited (MIBL) is one those few digital leaders who has the width and depth that is required to execute an ROI driven holistic digital strategy. She cuts through the noise, identifies the critical levers and leads her team to successful execution of the defined strategy. Her core mantra to win new and retain existing customers is: understand the consumer behavior and craft experiences around it.
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