Pradhan Mantri Ayushman Bharat Yojana Eligibility – Check Registration & Benefits of PMABY

Features and Benefits of Pradhan Mantri Ayushman Bharat Yojana

Below are the features of Pradhan Mantri Ayushman Bharat Yojana:

• The PM Ayushman Bharat Scheme is a health insurance policy meant for families, especially the lower income groups
• The scheme allow a cover of INR 5 lakh for each family per year
• The scheme has already covered over 10.74 crore poor and economically vulnerable households across India
• The scheme is specially designed for people living below the poverty line
• The policy doesn’t have any limit on the size of the family as well as the age of members
• The policy give priority to senior citizens, women and the girl child
• The policy offer cashless treatment to the insured family in all the public hospitals as well as some  private hospitals that are empanelled under the plan
• The scheme allow coverage for charges that are related to tertiary as well as secondary health care
• It give coverage against surgery, day care procedures, medicine cost, diagnostics and so on
• It also covers pre-existing diseases
• Further, it allow treatment without any documentation .

Eligibility Criteria for Pradhan Mantri Ayushman Bharat Yojana

To know Who are eligible under the PMABY scheme check Rural and Urban entities –

Eligibility Criteria for PMABY scheme under Rural Categories

Under the Rural categories, below mentioned entities are covered under the Ayushman Bharat Health Scheme:

• People living in a single room with kuccha (not cemented) roof and walls
• Households in the landless category who earn by manual labor
• Households headed by female members only, or families with no adult male earning member within the age group of 16 to 59 years
• Families with one disabled member or without healthy adult member
• ST/SC households
• Families who have no shelter
• People who are living on alms
• Families who earn by manual scavenger
• Tribal households
• Legally released bonded labor (if proves) etc.

Eligibility Criteria for PMABY scheme under Urban Categories

Under the Urban Categories, below mentioned entities are covered under the Ayushman Bharat Health Scheme:

• Rag pickers
• Beggars
• Domestic workers
• Street vendors such as cobblers, hawkers and other service people working on the streets
• Also people who work as construction workers such as Plumbers, Masons, Painters, Welders and security guards etc.
• Workers who work with head-loads like coolies etc.
• Also, gardeners, sweeper and sanitation workers
• People who have a home-based work profile such as handicrafts workers, tailors etc.
• Besides, drivers, transport workers, conductors, helpers,  rickshaw or cart pullers etc.
• People working in shops, delivery assistants, peons, attendants, waiters etc.
• Also, people who work as electricians, mechanics, repair workers and so on

Not Eligible Candidates for PMABY – People Who Are Not Eligible For Ayushman Bharat Yojana

Ayushman card apply online cannot be done for the following people:

• People who own a vehicle – two-wheeler, three-wheeler, car etc.
• Families with one or two members working as government employee
• Families with per month income of INR 10,000 or beyond
• Income tax payers
• Professional tax payers
• Households who own a house with roof and pucca wall with 3 or more rooms
• Households who own a refrigerator
• Household who owns landline phone
• People who own agricultural land of 5 acres or more

Check Your Eligibility – How to Check if Someone is Eligible or Not?

Below are the steps to follow for the Ayushman Bharat Card Apply Online process:

• To check the Ayushman card online eligibility or to see if you are eligible for the scheme, one can visit the official website of the scheme at mera.pmjay.gov.in
• Go to ‘Am I Eligible’ tab
• Now, enter mobile number and generate an OTP
• Once generated, enter the number on the required slot to get verified. You will reach the PMJAY page
• Now, select your state that you are applying from
• As per your comfort, you can check the eligibility through mobile number, ration card etc.
• If eligible, you can see your name on the right of the page
• check the details of beneficiary by tabbing at the family member button

Further, you can also check your eligibility for ayushman card apply by calling at 14555 (toll-free) or by visiting CSC or Common 

Critical Diseases covered under Ayushman Bharat Yojana

• Carotid angioplasty with stent
• Prostate cancer
• Skull base surgery
• Double valve replacement surgery
• Coronary artery bypass grafting
• Pulmonary valve surgery
• Anterior spine fixation
• Tissue expander for disfigurement following burns