4 min read
Updated on Jul 20, 2022
We live in a world that is filled with many beautiful sights and wonderful attractions. The very same world; however, is also home to various types of microorganisms and some of these can be the cause of various diseases. Some of these are so deadly that they can kill the affected person within a period of a few months. One such disease is Tuberculosis, which is also called TB. It is one of the deadliest diseases and has killed many people across the world. It is a pulmonary or lung-related disease and is caused by the Mycobacterium Tuberculi bacterium. The worst thing about this disease is that it can spread to the other parts of the body very easily, even to the brain. When it spreads to the brain, the disease is called cerebral tuberculosis. The disease is very contagious; therefore, once a person is diagnosed with TB, extra care should be taken.
If you have unfortunately been diagnosed with TB, you also need to be aware that it might require long-term treatment which can also be expensive. Therefore, to deal with one such situation, getting health insurance coverage for TB treatment is the wisest choice. You can also look for a critical illness policy that provides coverage for critical illnesses including tuberculosis.
The usual treatment period for tuberculosis is between six and nine months. Once you are diagnosed with TB, you have to take long-term antibiotics so that you can get completely cured and avoid the chances of relapse of the disease. After the completion of the treatment, your doctor may refer another checkup and if you are still found infected, the treatment, in that case, may continue for another 3 months, at least. As the TB treatment cost in India is concerned, along with the treatment, the costs of medicines are also on the higher side. The average treatment costs up to INR 5 lakh but can easily run to INR 10 lakh for cases with brain surgery if required. This is where the health insurance coverage for TB treatment can prove to be helpful.
The infectious disease of TB can happen to people from all age groups. Those with a weaker immune system are more susceptible to this infection. The treatment of this disease can be expensive and a health insurance policy can be very helpful. If you are wondering about the insurance coverage for TB, here are the treatment aspects that are mostly covered by health insurance plans.
While the treatment for tuberculosis can be costly, you can find health insurance plans online to get coverage for the treatment. Here are some of the top health insurance plans for tuberculosis patients mentioned herein below:
Insurer: Niva Bupa Health Insurance Company
With a Niva Bupa health insurance plan, you can get up to INR 1 Crore. The yearly premium you have to pay is INR 5,085. The coverage you will get under this health insurance plan is mentioned herein below:
This is also one of the best health insurance plans that are apt for TB patients. The coverage that you can get include
TB patients can go for this health insurance plan too since it comes with various types of plans such as Gold, Platinum, Topaz, and Ruby. You can choose the plan that you think is the best for you and get benefits for your TB treatment. Here are the benefits mentioned for you:
Apart from these, there are many other health insurance plans for TB patients that you can find online. You can come across many websites from where you can not only find a lot of information about them but also buy a health insurance policy.
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