Related Articles
.png)
Jan 08, 2025
Is Varicose Vein surgery covered under the health insurance policy in India
Health Insurance
.png)
The Role of Advisors in Choosing the Right Health Insurance Policy
One of the best lessons that we have learnt in the last few years is the importance of good health! And with that, the significance of having a suitable health insurance policy has never been so deeply felt. While we understand that a health plan is a basic necessity, is buying one really that simple?
Do you feel that buying a health insurance policy needs more thought and planning than buying groceries/ clothes online? Do you wish there was someone, other than friends and family, who could give proper advice on such an important issue? Yes, buying health insurance online is a matter of a few clicks these days, but wouldn’t it be nicer if you had someone who could answer your queries and clear your doubts? Someone who not only understands the industry jargon but can also explain them to you. Someone who helps you in your insurance journey. Well, if yes, then what you need is a professional advisor!
The Role of Advisors in Choosing the Right Health Insurance Policy
A health insurance policy is indeed a pillar of financial safety and security. It helps you deal with all the seen and unforeseen medical issues that may come your way. But, when it comes to buying a health plan, often complex policy terms can leave you more confused. This is where an insurance advisor can assist you.
A health insurance advisor, sometimes also known as an insurance agent, can understand your needs and help you choose the right policy for yourself and/ or your family members. The right advisor will have enough experience and in-depth knowledge of the health insurance industry. They will be able to offer you the guidance you need. Sounds good, right?
How Do Health Insurance Advisors Help?
Contrary to popular belief, an insurance advisor helps you more than just when buying the policy. Let us understand how.
Help you understand health insurance.
On the face of it, buying a health insurance policy is a simple process. But when you are looking at comprehensive coverage, you need to understand and go through a lot of things. Your advisor makes it easier for you to understand the concepts and the coverage. There is a plethora of information available on the internet, and your advisor saves you from getting lost! He does the homework on your behalf.
Understand your specific needs
When you start your search for a health plan, it is obvious that you want to opt for the best one. But did you know there are over two dozen general insurance companies in India? All of them are IRDAI-approved and offer various comprehensive insurance plans. Your advisor can help you choose an insurer and a plan that is best suited to your needs.
Bridge the gap between you and your insurer
In the digital world, we transact throughout the day with people but without a face. There may seem to be a lack of personalised relationships, which can be difficult, especially for people who are not very comfortable being online. Here, an experienced advisor can act as a connecting bridge between your insurer and you. Any policy-related issues you may have can be settled through them.
With you throughout the journey
An advisor will be with you every step of the way. Narrowing down the well-suited policies, choosing the one, going through the policy details, buying the policy, making the premium payment, renewing the policy on time, and making a claim are a few responsibilities that your advisor can take for you.
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Other Health Insurance Products
Jan 08, 2025
Health Insurance
Latest Post
Having health insurance is now a top priority among potential policyholders, who are increasingly aware of the importance of accessing quality healthcare at an affordable cost. Not only does it handle finances, but it also gives peace of mind during medical emergencies. Getting coverage without dealing with cash or documentation makes the cashless claim process an attractive feature of the health insurance.
Rather than making an advance payment and waiting for reimbursement, policyholders can receive healthcare from network hospitals without incurring out-of-pocket expenses. With its support, worrying about finances becomes less of a concern, and managing healthcare bills becomes simpler. For emergencies, where time and money are of concern, using cashless claims is very helpful for individuals and their families.
If you are planning to buy two-wheeler insurance and are seeking answers to some frequently asked questions, look no further. Read on to know the two wheeler insurance FAQs related to bike insurance policy in this post.
Choudhary is a privately employed person in Bangalore, and he uses a car to commute to his office daily. While driving his vehicle one day, he met with an accident that resulted in major damages and rendered his car useless. Since he had a car insurance plan, he claimed total loss and that helped him manage expenses without causing any financial burden on him.
Buying two-wheeler insurance online can be a bit overwhelming for first-time buyers and even for policyholders with prior experience. While it is recommended to compare insurance plans before buying them, having some basic understanding will help you extract the most out of them.
If you think lifestyle-related health issues only show up after 40, think again. Youth no longer guarantees immunity. Today’s 25 - 35 age group is increasingly facing medical issues that only plague older adults. The reason? Long working hours at the desk, deliveries on speed dial, and a social life that rarely includes a decent amount of sleep are some of the reasons for the early onset of medical conditions like diabetes, anxiety, and hypertension.
Speak to our Advisor
+91
By clicking the button, I authorize Paybima advisor to contact me via SMS, Email, Phone, WhatsApp or any other modes overriding my 'DND'.T&C Apply.