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Employees are the most important assets for an organisation. As an employer, your priority would be to ensure their well-being for financial and practical reasons.
Group Health Insurance covers the employees against expenses due to illnesses or accidental injury. The employees may belong to organizations with number of employees more than 20 like banking institutions, multi-nationals or SMEs including both financial and non-financial institutions.
The size of the group can be either small or large as per the requirement.The members can also be covered under different sub-groups with varying sum insured. The conditions for such classification of employees into sub-groups will be decided by the employer or group administrator based on their position or risk category.
Builds loyalty among the employees for the organisation and can prove a morale booster
Removing and adding employees from a group is easy
Although several insurance providers offer different combinations of the above-mentioned add-ons as in-built benefits, it is crucial to comb through their scope and limitations before opting them.
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