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Falling sick is nothing uncommon. We all fall sick at some point in our life. However what has become actually very bothersome is the rising cost of healthcare in India. If it is a critical illness, the medical bills will surely make a hole in the pocket. This is why it is prudent to buy a health insurance policy that provides coverage for hospitalization expenses.
And while you plan to buy a health insurance policy, make sure you opt for a family health insurance plan instead of an individual health insurance policy. With a family floater health insurance plan, not only you but all the members of your family will be covered.
The premium of a health insurance policy depends on various factors. The factors include medical history, age, sum insured, No Claim Bonus, and many more. Therefore, to find the cost of purchasing a health insurance family for four members and INR 10 lakh coverage, the policy buyers can use the family health insurance premium calculator.
A family health insurance premium calculator is basically an online tool that can be used for calculating the premium of a health insurance plan. You can use it for calculating the premium of any type of health insurance policy. A health insurance premium calculator can be found on many websites and you can trust them totally to get an estimate of the premium amount that you would be required to pay in the future.
Know More: Top 5 Family Health Insurance Plans in India.
While estimating the premium of a family health insurance policy, here are some of the factors that are considered.
Therefore, if you want to know the premium amount that you have to pay for a family floater health insurance plan that costs INR 10 lakh, you should definitely use a health insurance premium calculator.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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