Why do People like to Compare Health Insurance Online on Paybima?

There are many medical insurance plans to choose from. You have a variety of options when it comes to choosing the best one for you and your family. It is important that you take the time to research all of your options before making a decision so you can ensure that you get the most appropriate coverage for yourself and your loved ones. By comparing all medical insurance plans, you will be able to find the perfect plan for your needs! Paybima is one of the leading websites for comparing and providing health insurance products.

Reasons why people like to compare health insurance in Paybima

1. Rate Comparison

Buying medical insurance is not something you want to do without a lot of consideration. There are many medical insurance plans out there and they all have different features, so it’s important for you to compare them before deciding which one is right for you. You need medical coverage just in case anything was to happen to you, but the premiums should not be high enough to put a financial strain on you. The plan that fits you the best will be affordable and have all the features that are most important to you. Paybima provides an easy rate comparison between insurance plans.

2. Coverage Details

There are many medical insurance plans to choose from. Health insurance is a broad topic. When you’re shopping for health insurance, it can be difficult to find the right plan because there are so many options out there. You need to compare coverage of medical insurance plans to know which one suits your needs best. Paybima provides coverage details of every plan you want to compare.

3. Insurer Details

When you buy health insurance, it’s important to know what you are doing. It is not good enough just to choose the cheapest plan or the one that offers the most coverage. You must also check out how well the company responds to claims and if they have a high claim settlement ratio. This will save you time in dealing with rejected claims later on. Paybima provides a claim settlement ratio of insurers whom you compare products to. It helps you understand how well they treat customer claims.

Over to You

Care Health Supreme and HDFC ERGO Optima Restore are among the best health insurance policies in India today. It is a matter of your priority, coverage depth over cost effectiveness. Here’s a quick recap for you to make an informed decision.

Both offer coverage of up to ₹1 crore; Optima Restore starts at ₹3L, Care Supreme at ₹7L. Supreme offers unlimited recharge; Optima Restore offers 100% once a year, after a claim is made. Care includes OPD + unlimited e-consults; Optima lacks OPD, allows one consultation/year. Care gives a 30% discount + 500% bonus; Optima offers 8% discount + 50% bonus. Care Supreme is costlier but has more features. Optima suits budget buyers; Care fits those needing wider, long-term coverage.

Whichever health insurance plan you choose, ensure to read the policy wordings and seek advice from an expert before you make the purchase. The best health insurance is the one that covers you the way you want to be covered.

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Author Bio

Paybima Team

Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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