3802
3 min read
If you weren’t already sold on the idea of getting a health insurance plan, the coronavirus pandemic has made an even stronger case for the same. There were several instances where infected people did not have adequate financial assistance for proper treatment. Having a health insurance plan with good coverage will ensure that you and your loved ones get the right treatment.
Visual Stories by PayBima
Before buying, if you compare health insurance, there are a lot of benefits for you. The following are some of these benefits:
There are different ways by which you can compare health plans before buying them. For starters, you can visit the website of individual insurance providers and go through their policy details. Or you can take the smarter approach of visiting an insurance broker, providing some essential policy-related information, and start comparing.
Now that you know how to compare policies, the next logical step is to know what to compare when you view different policies. Here are a few crucial points to consider.
All the insurance companies have tie-ups with hospitals. Should a policyholder visit any of these hospitals for treatment, they can avail of cashless benefits. Wherein they do not have to pay anything from their pockets.
You can check the different scenarios and conditions that the policy covers and the ones that it does not cover. For example, daycare procedures, pre and post-hospitalization, critical illness, maternity expenses, etc. If all of these are included in the policy or you need to buy additional coverage for some of them.
Health insurance policies usually have waiting periods wherein you cannot claim the policy. Look for a policy with a lower waiting period. Also, look for a policy that offers renewal options for a longer duration. This will enable you to have the policy coverage for your older years, where it really matters.
You need to compare a health plan to zero down on something that suits your needs. And not just pick something that your friend has bought. The above steps will aid you in that process.
Also read: Must Follow Health Insurance Comparison Guide to buy best Health Insurance Policy online in India
Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
AYUSH treatments have recently generated massive popularity as an emerging branch of medicine. Looking at the increasing demand for the treatment, it has become imperative.
The year 2024 started with some groundbreaking measures and initiatives in the health insurance sector to facilitate policyholders with better health coverage and benefits. One.
Our knee is an important joint in the entire musculoskeletal system. The support and strength of the knee are pivotal for fluid movement and locomotion..
Updated on Jan 30, 2024 Understanding how OPD and IPD are two different terms in medical science, their coverage in health insurance plans and the.
Updated on Jan 23, 2024 February 10 marks the National Deworming Day observed every year across India. Let us understand the importance of deworming and.
Insurance is an indispensable requirement. However, not everyone can afford individual medical insurance to stay covered against major uncertainties, especially after retirement. If that is.
Updated on Feb 22, 2024 World Cancer Day aims at educating people and spreading awareness about detecting cancer and its prevention and treatment. Let us.
Updated on Jan 23, 2024 Rare Disease Day is an occasion observed on the last day of February every year. This year February 28 marks.
Cancer is a disease that needs no introduction. We all know how deadly the disease is and how rapidly it is spreading across the world,.
Updated on Jan 30, 2024 What is Insurance Regulatory and Development Authority (IRDA)? - Know in Detail The Insurance Regulatory and Development Authority of India.
Speak to our advisor
Mahindra Insurance Brokers Limited (A Mahindra Group Company) - Unit-202, A-Wing, 2nd Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla West, Mumbai - 400070. Tel: +91 22 66423800
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2024 Mahindra Insurance Brokers. All Right Reserved.
Verify your number to activate your best premium offer
Please enter the OTP sent to XXXXXX 4099 to continue