Litchi for Diabetes: Benefits and Precautions

Let’s be honest – life insurance planning isn’t exactly someone’s weekend hobby. It is the financial equivalent of flossing: we understand its importance, but we tend to put it off. But somewhere between balancing work and life, you might realise you need to have a solid plan in place – just in case.

Getting older is a mixed bag. On one hand, you have experience, wisdom, and the ability to spot and avoid a telemarketing scam from a mile away. On the other hand, your back makes creaking noises when you get out of bed. 

As any parent will tell you, kids come with two things: endless energy and absolutely no sense of self-preservation. From scaling chairs and tables like mountaineers to catching germs within a five-mile radius, kids really know how to keep everyone on their toes. Now, it is understandable you are worried. As much as we would love to wrap our small ones in cotton wool and keep them safe forever, real life has other plans.  

When was the last time you thought about getting a life insurance policy? If your answer is “I will get to it someday”, you are not alone. Despite India growing as one of the fastest expanding economies, life insurance penetration across the nation has remained surprisingly low. Life insurance penetration fell slightly to 2.8% in FY24, down from 3% in the previous year. 
 
 

Let’s be honest, your health does not come with a warning sign. One moment you are enjoying your breakfast, and maybe in the next, you're staring at a hospital bill that looks like a phone number. This is why having solid medical insurance is not a luxury anymore. It is your financial shield, your plan B, and your peace of mind, all rolled into one.