Go Digit General Insurance Company Limited: Key Highlights and Features


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About Go Digit General Insurance Company

With a range of insurance products in the general non-life category, Go Digit General Insurance is one of the trusted insurance companies in the country. The company started with the name Oben meaning Go Digit in Germany, however, to make it simple they changed the name to Go Digit General Insurance. This is a digital insurance provider so offer policies online or via digital platforms.

Go Digit insurance company has the backing of Fairfax, a Toronto, Canada based financial holding company. They commenced their journey in Bengaluru, India in 2016.

With a complete digital presence, Go Digit General Insurance Ltd. aims to offer simplified products via simple online processes of buying and claiming insurance through an easy and smooth process.  They have a range of insurance products, such as;

  • Go Digit Car Insurance
  • Go Digit Bike Insurance
  • Go Digit Mobile Insurance
  • Go Digit Travel Insurance
  • Go Digit Health Insurance
  • Go Digit Home Insurance
  • Go Digit Bicycle Insurance etc.

Key Highlights of Go Digit General Insurance Company

Claim settlement Ratio 78.83% (FY 2018-19)
Network Hospitals 6400+
Network Garages 1400+
Online Policies Available

*Data – FY 2019-20

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Awards and Achievements of Go Digit General Insurance Company

  • Awarded General Insurance Company of the Year at 24th Asia Insurance Industry Awards 2020
  • Awarded Insurance Startup of the Year – India by Insurance Asia Awards 2020
  • Awarded General Insurance Company of the Year at 23rd Asia Insurance Industry Awards 2019
  • Ranked among the Hottest Start-ups in India 2019
  • Awarded ‘Insurtech of the year’ at the 10th CMO Asia Awards 2019
  • Certified ‘Great Place to Work’ organization

Key Features of Go Digit General Insurance Company

Some of the key features available with a Go Digit Insurance include:

  • Offer super simple and paperless claims
  • Cashless facility across the country
  • Smartphone-enabled Claim Process
  • Comes with Zero Deductibles
  • Low priced and affordable premium
  • Instant Online Quote
  • Transparent and quick claim settlement
  • Online purchase and Renewal facility
  • 24/7 customer service

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Go Digit General Insurance Company Products 

Go Digit General Insurance Limited offers a range of products, such as;

  • Go Digit Home Insurance
  • Go Digit 2 Wheeler Insurance
  • Go Digit Health Insurance
  • Go Digit Travel Insurance
  • Go Digit Car Insurance
  • Go Digit Mobile Insurance

1. Go Digit Car Insurance

Digit Insurance Company presents its customers with both comprehensive or all-inclusive plans and third-party car insurance covers. The godigit car insurance offers remarkable extensive protection at Higher IDV. They also come with additional facilities like breakdown assistance and daily conveyance among others.

Key Features  

Simple Claims – By adopting a simple process of self-inspection done within minutes, the Godigit general insurance allows customers to make claims in a hassle-free manner by using their mobile phones.

Offer Pick-up and Drop Facility for Repairs – To make it easy for insured individuals, the company offers the facility of pick and drop for repairs and also offers a warranty of 6 months on the repair work.

2. Go Digit Bike Insurance

The Bike Insurance Plan of Go Digit is a customized policy that aims to provide comprehensive coverage with maximum protection. You get protection against things like theft, vandalism, fire, earthquake, hurricane, and so on at a reasonable premium.

Key features

No Paper Claims – The company offers a paperless process of claim done via some quick and easy steps that can be done with the help of your Smartphone through self-inspection process.

Cashless Settlement – The insurer allows the customers to make cashless claim settlement at network garages and get a repair warranty of 6-months.

3. Go Digit Travel Insurance

With Go Digit, you can expect to procure travel insurance plans that cater to your various travel needs in terms of intercontinental and national traveling. Go Digit travel insurance allow you to avail facilities like;

  • cancellation of trip
  • delays in flight
  • checked-in luggage delays
  • treatment of emergency accidents
  • accidental death and disability
  • luggage loss
  • passport loss
  • medical emergencies, etc.

Key features

  • The insurer allows travel Insurance with zero deductibles and so you  are not required to pay any money while claiming for your policy.
  • The insurer allows a paperless claim process that can be done by uploading the documents on the official portal.
  • The cover  also includes adventure sports like bungee jumping and skydiving.
  • The company allows the facility of missed calls at 0124-6174721 to assist customers within ten minutes.

4. Go Digit Mobile Insurance

This is another customized insurance plan that allows coverage for things like theft, accidental damage, liquid damage, damage of screen, etc.

Key features 

  • It allows worldwide coverage to your Smartphone across the world by means of mobile insurance facility.
  • It covers the screen of your Smartphone against any breakdown or damage.
  • Irrespective of who was using the phone at the time of damage, the policy protects your phone.

5. Go Digit Home Insurance

Home insurance is a significant policy as it protects your sweet home. With Go Digit Home Insurance policy, you can avail wide ranging cover against liabilities caused by natural disasters or other man-made issues along with burglary, fire etc.

Key features 

  • These Insurance are very low priced.
  • They offer 24×7 customer care assistance.
  • They offer protection against your jewelry.
  • Allow you to choose short-term coverage for burglary.

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How to buy a Go Digit General Insurance policy online?

Following are the steps to follow:

  • Log on to the official portal of Go Digit.
  • Choose the insurance policy that you want to buy.
  • Follow the simple process to buy or renew a Go Digit policy
  • Pick the type of policy and its coverage.
  • Get immediate quotes online.
  • Fill in the form by entering the necessary information.
  • Pay for your premium online.
  • You will get the details on your mobile.

Go Digit General Insurance Renewal Process 

Like buying the policy, the Go Digit Insurance renewal process is also very easy.

  • To renew a Go Digit policy log on to the official portal of the insurer.
  • Choose your policy and submit the details like policy number for immediate renewal.
  • Pay online for the premium.
  • And your policy is renewed.

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FAQs on Go Digit General Insurance Company Limited

What type of insurance policies are offered by Go Digit General Insurance Company?

Go Digit General Insurance Company offers policies such as; 

Digit Home Insurance 
Digit Health Insurance 
Digit Car Insurance 
Digit 2 Wheeler Insurance 
Digit Travel Insurance 
Digit Mobile Insurance

What is the Claim Settlement Ratio (CSR) of Go Digit General Insurance Company?

The Claim Settlement Ratio of Go Digit for FY 2019-20 is 63.56%.

Can I avail cashless facility with Go Digit General Insurance Plan?

Choose the network hospital you wish to be treated at from the insurer's portal.
Inform your health insurer 72-hours in advance for planned hospitalization and within 24-hours for emergency. 
Show your e-health card at the network hospital helpdesk and seek a cashless request form. 
Fill the form and submit to proceed with your cashless claim at the hospital. 

How can I connect with Go Digit General Insurance Company?

For Motor Insurance claims call at 1800-258-5956 or write an email at hello@godigit.com.
For Health Insurance Claims, call at 1800-258-4242 or write an email at healthclaims@godigit.com.
For COVID-19 Claims, call at  1800-258-4242. 
For Other Queries & Claims, call at 1800-103-4448.

How do I get a copy of my Go Digit insurance online?

You can download the Policy Document by following the steps below:

Download your policy document through WhatsApp. 
Send a ‘Hi’ at 70260 61234 Digit Self-Serve WhatsApp number from your registered mobile number.
A message will be sent to you to know how you want the company to serve you.
Reply ‘3’ to that message.
And you will receive your policy document immediately.

What are the contact details of Go Digit Insurance?

Motor Insurance 

Health Insurance 

Other Queries & Claims

Apr 27, 2022
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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