4 min read
Updated on Jul 13, 2022
Liberty Health Insurance is a part of the Liberty General Insurance Limited, which is a collaboration between DP Jindal Group, Enam Securities and Liberty Mutual Insurance Group of the United States. The insurance company comes with several beneficial health insurance plans to cover the numerous medical needs of people insured under their health plans. The comprehensive policies offered by Liberty Insurance are cost-effective. These plans offer cashless treatment in the wide network of hospitals that come under the insurer.
Liberty General Insurance Limited was established in 2013 to offer comprehensive solutions to insurance policyholders with multiple products ranging from:
The company has over 1200 people working in 110 offices across 95 global cities. With 94% ratio of claim settlement in FY 2019-20, the company offers easy claim settlement.
|Network Hospitals Available||5000+|
|Waiting Period (Pre-existing Ailments)||2/3/4 years|
|Claims Settlement Ratio||94%|
* Year Data 2019-20
Here are some of the top Liberty Health Insurance Plans:
This is a all-inclusive health plan with optimum coverage available at a reasonable price. This plan is available as both as family floater plans and as liberty individual health insurance plans with several coverage benefits.
This plan permits the insured person to claim for medical costs even if the amount of sum insured gets exhausted in the basic plan. However, here you need to pay deductible for each claim. The plan is available with many benefits. This plan again serves as a family floater plan and as a liberty individual health insurance policy.
3. Liberty Secure Health Connect
This policy serves as an individual and family floater plan to cover all members of a family at a reasonable premium price.
Below steps can be followed to purchase Liberty health insurance policy online:
Below are the steps to be followed for Liberty Health Insurance renewal:
Below are the steps to follow for filing a Liberty health claim:
The ratio of claims that are settled by an insurer during a policy year as against the complete claims that the insurer receives during the year is called Claim Settlement Ratio.
The claim settlement ratio of Liberty health insurance for the financial year 2018-19 was 83.03%, whereas it is 94% for the year 2019-20.
|Financial Year||Claim Settlement Ratio|
Liberty Health Insurance is a part of the Liberty General Insurance Limited, which is a collaboration between DP Jindal Group, Enam Securities and US-based Liberty Mutual Insurance Group. The insurance company comes with several beneficial health insurance plans to cover the numerous medical needs of people insured under such plans. The comprehensive policies offered by Liberty Insurance are cost-effective. These plans offer cashless treatment in the wide network of hospitals that come under the insurer.
Below are some benefits of Liberty health insurance:
# Sum insured restored
# worldwide coverage
# Covers wellness & assistance program
# Covers preventive care
# Covers in-patient hospitalization including room rent and ICU
# Covers pre, post hospitalization costs for 60 days and 90 days respectively.
# Cover 400+ day care procedures.
# Cover AYUSH treatment, etc.
Yes, most Liberty health plans allow portability features within the company from one plan to another as well as from one insurer to another. You need to approach the company to avail this feature.
Follow the below steps to file a claim for Liberty health plans:
# Approach a network hospital.
# For planned hospitalization, inform TPA 48 hours prior to getting admitted.
# For emergency treatment, inform TPA within 24 hours of getting admitted.
# At the hospital, show your Liberty Health Card along with providing the ‘Policy number' with a valid photo ID.
# Ask for the pre-authorization form from the hospital.
# Fill in the form and submit
# Once your identity is checked, the TPA will send the form to the insurer.
# Once the insurer verifies the documents, they can approve or deny the claim.
# The insurer will confirm the status of the claim to the insured via message or e-mail.
# The claim is then settled as per the terms & conditions of the policy.
The various health plans offered by Liberty insurance company include:
Personal accident insurance
Employee compensation insurance
Fire and engineering insurance
Below are the steps to be followed for Liberty Health Insurance policy renewal:
Go to the website of Liberty Insurance.
Click on ‘Renew’ on the home page.
Submit policy details. Now, click on the tab ‘Renew’.
Choose the quote that suits you aptly.
Make the payment online.
Your policy is renewed.
Policyholders of Liberty health insurance can claim for health insurance via cashless treatment claim or via reimbursement claim option.
Below are the documents required:
Duly completed claim form.
Original reports and bills of medical investigation.
Original discharge summary.
Original cash memos from the hospital.
Original bills by doctor.
Original bills of ambulance service charges.
Certificate from surgeon, doctor regarding disease diagnosis.
Any other documents asked by the insurer.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Tata AIG Motor Insurance Plan Tata AIG General Insurance Company Limited Tata AIG General Insurance Company Limited is a joint venture company of the Tata.
Royal Sundaram Motor Insurance Plans About Royal Sundaram General Insurance Company Limited Royal Sundaram General Insurance Company Limited is the first general insurance company in.
About National Insurance Company This year, National Insurance Company is celebrating its 116th year in the country. National Insurance Company Limited is the oldest general.
About Magma HDI Magma HDI General Insurance Company has a wide customer base due to its magnificent services and myriad products offered. The company is.
About Liberty General Insurance Limited Liberty General Insurance Limited began its operations in 2013 as a joint venture of three companies - Liberty Citystate Holdings.
About Kotak General Insurance Company Limited Kotak General Insurance Company is a 100% subsidiary of Kotak Mahindra Bank Limited, the fastest-growing bank in India. The.
About Chola MS Chola MS has become a popular name in the segment of general insurance companies. Being a joint venture between Murugappa Group and.
About SBI General Insurance Company: SBI General Insurance Company Limited was formed in 2009 as a joint venture company between Insurance Australia Group and State.
About IFFCO Tokio General Insurance Company IFFCO Tokio General Insurance Company was incorporated as a joint venture company between Tokio Narayan Group, Japan's largest insurance.
A joint venture between HDFC Limited and ERGO International AG, HDFC ERGO is a reputed general insurance company in its sector. It offers a range.
Speak to our advisor
Corporate Office : Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Sadhana House, Ground Floor, 570 P. B. Marg, Behind Mahindra Towers, Worli, Mumbai 400018.
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2023 Mahindra Insurance Brokers. All Right Reserved.