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We often come across government servants in India who talk about the pension they are getting and how helpful it is for them. A pension is a certain amount of money that is offered to people so that they can carry on with their life without being financially dependent on anyone. What about those who do not receive a pension? Well, they can put their money into the pension plans in India and reap the benefits later. At present, you will be able to come across some of the best pension schemes in India, which can offer the needful financial support at a later stage of your life. Here we are discussing a few retirement schemes in India which make for a good savings sense.
It is a non-participatory, non-linked, and one of the best pension plans in India with a single premium payment. The plan provides the benefit of returns through Deferred Annuity options. You can avail yourself of the benefits of the plan with both online as well as offline modes. Under this particular plan, the Deferred Annuity payout modes are divided into two options – Single Life Annuity and Joint Life Annuity.
Salient Features of LIC New Jeevan Shanti Plan
It is basically a unit-linked online plan that comes with market-based returns. The policyholder will also get proper assistance on post-retirement requirements.
Salient Features of HDFC Life Click 2 Retire Plan
This plan provides a regular source of income to the policyholder through investment opportunities that are available in stocks.
Salient Features of ICICI Pru Easy Retirement Plan
It is an individual, participating, and non-linked pension plan offered by SBI. With the help of this plan, policyholders can make a corpus for their retirement.
Salient Features of SBI Life Saral Retirement Saver
It is a traditional pension plan that provides required assistance to the policyholders for creating a corpus so that they can get a regular income after their retirement.
Salient Features of Max Life Guaranteed Lifetime Income Plan
It is a unit-linked, Whole Life Cover that will guide you to build a corpus and keep earning income until you turn 99 years old.
Salient Features of Bajaj Allianz LongLife Goal
This is a traditional plan that comes with a pension option. This plan is available online and is apt for people who want to secure their financial future after their retirement.
Salient Features of Kotak Premier Pension Plan
These are some of the best pension plans in India for 2022 that you can also choose from. You can take a look at their features and check which one suits your needs. Apart from these few, there are several other pension plans in India that you can choose. And information about all of them can be found online. All that you need to do is to choose the one that is apt for you.
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