Best Insurance Policy for New Born Baby in India: Newborn Baby Health Insurance
Newborn babies are fragile and need extra care and protection. Hence, it is important to avail insurance coverage for your newborn to make sure that the baby receives all the necessary treatments and vaccinations required. If you are planning to buy an insurance plan that allows comprehensive coverage for your newborn, this blog will help you find one.
5 Best Insurance Policy for New Born Baby in India: Newborn Baby Health Insurance
1- Bajaj Allianz Healthcare Supreme
Healthcare Supreme is a comprehensive health plan offered by Bajaj Allianz. The plan allows a wide range of both inbuilt benefits and add-on coverage features. So, you not only enjoy a good scope of coverage, you can customize the coverage based on your requirements. Some salient features are –
- Physiotherapy expenses are also covered
- Inbuilt maternity and new born baby cover. The new born cover provides coverage for medical treatments of the new born and vaccination expenses up to the first 90 days
2- Max Bupa Heartbeat Family First Plan
This plan comes in two variants of Silver and Gold with coverage going up to Rs.15 lakhs. Other features are as follows –
- Insurance policy for new born baby cover is available till the sum insured limit
- New born baby is covered till the end of the policy term even if it is more than 90 days
- Coverage is also allowed for the vaccinations of the new born baby till the baby reaches one year of age
3- Apollo Munich Easy Health Insurance
Apollo Munich’s Easy Health plan comes in three variants and new born baby coverage is available in the last two variants of Exclusive and Premium. It is an optional cover that can be added at the payment of an additional premium. Features of the plan include the following –
- Sum insured going up to Rs.50 lakhs
- Daily cash benefit for choosing shared accommodation and for accompanying a minor child
- Insurance policy for new born baby coverage limit ranges from Rs.2000 to Rs.5000
4- ICICI Lombard Complete Health Insurance
ICICI Lombard’s Complete Health Plan is a comprehensive Family health insurance plan which allows both inbuilt and optional coverage benefits. Its salient features include the following –
- Reinstatement of sum insured by 100%
- Specially designed wellness programs to promote healthy living
- New born baby cover is available at an additional premium if maternity coverage is chosen
- New born benefit covers the new born baby for up to 91 days from the date of birth
5- Religare Joy
Joy is a specially designed maternity-oriented health insurance plan. It comes in two versions of Today and Tomorrow and aims to provide Maternity cover with a short waiting period only. Features include the following –
- A maternity waiting period of 9 months only under the Today variant
- The new born baby cover is available up to Rs.50, 000
- Birth defects of the baby are also covered under the Tomorrow variant
- No limits on room rent
So, these were the best health insurance policy for new born baby.
Choose wisely!
Author Bio
Paybima Team
Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
Latest Post
If you think of life insurance, chances are you are picturing something people buy in their 30s or 40s. But what if you are 65 or older and just getting started? The good news is that you are never too late. Whether you are thinking of easing the financial burden on your family, covering final expenses, or simply leaving behind a legacy, there are life insurance options tailored just for you.
This article will be a guide to life insurance for senior citizens above 65 years, explaining why it is important, the type of insurance options, and how to get the right policy for you.
Have you ever caught yourself lost in illusions about your daughter's future events, such as her university convocation and first day at work? Her university convocation. When she embarks upon her initial job after graduation will be the day.
Let’s be honest – life insurance planning isn’t exactly someone’s weekend hobby. It is the financial equivalent of flossing: we understand its importance, but we tend to put it off. But somewhere between balancing work and life, you might realise you need to have a solid plan in place – just in case.
We all know that health insurance policies offer a long list of inclusions. However, exclusions are also a crucial aspect of every policy. Overlooking policy documents can surprise you with hidden clauses that you didn't even know existed. To avoid such unpleasant situations and unexpected expenses during medical emergencies, it is crucial to uncover hidden clauses your health insurance policy may contain. When you buy health insurance online, make sure to know all about the policy before signing the document.
From least known exclusions to waiting periods and conditions in the fine print, hidden clauses can affect your overall experience. To help you out, here are the top hidden clauses of a health insurance policy that you should know.
.png)
Lymphocytes, a kind of white blood cells, are an extraordinary army of defenders functioning in the bustling world of our immune system for our body’s immune defence. Let’s know about these mighty warriors who are continually waging war against invading pathogens, viruses, and microbes in detail.
Speak to our Advisor
+91
By clicking the button, I authorize Paybima advisor to contact me via SMS, Email, Phone, WhatsApp or any other modes overriding my 'DND'.T&C Apply.