10 min read
Updated on Feb 15, 2024
In this article, we are discussing the various easy ways through which you can check car insurance online and keep a tab on your insurance status to know its expiry date so that you can renew it on time. Let’s start with the validity of car and bike insurance.
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Rohit bought the first car of his life and he was looking forward to traveling across the country in his new car. Since having insurance is compulsory by law in India for anyone to drive a car on the roads, Rohit checked online to read about the numerous available car insurance offers and purchased the best policy for his new car. However, he is now worried about how to check his vehicle insurance status online parivahan so that he doesn’t forget to renew car insurance before it expires.
Rohit’s concern is valid. In today’s busy schedule, it is quite common for people to forget about the renewal date of their car insurance. However, there is no need to worry.
Like other products, insurance plans also have a validity period and most car insurance policies remain valid for a period of one year. The policyholder is expected to renew the policy before the validity expires to enjoy the coverage.
In case of a new car, the car owner is supposed to buy the insurance plan for a period of 3 years as per the Motor Vehicle Act, of 1988. The owner is expected to renew the policy before the 3-year term expires. Once done, you can purchase the next policy for one year period, which you must renew yearly.
Of course, it is very important to renew the policy before it expires by checking RC status to stay away from any legal hassles.
Also Read: How to Register Vehicle In Vahan
It is important to renew your insurance before it expires to be able to enjoy the coverage of your car insurance under the policy. However, in case of a lapse due to non-renewal, the consequences can be as follows:
The validity/status of your insurance can be checked in many ways to keep yourself updated on the date of expiry of the policy.
Some of the ways are mentioned below:
The Ministry of Road Transport & Highways has launched the website of the Parivahan Sewa and maintains it centrally for the benefit of Indian citizens by storing data of all vehicles across the country. So, as and when someone buys or renews motor insurance, the information gets updated on the Sarathi Parivahan portal within 2 working days.
Also Read: Cheapest Car Insurance in India
One of the options to check your car insurance details is through the mParivahan app as well. Launched by The Ministry of Transport, this app enables you to have easy access to your vehicle documents.
Steps to follow for checking insurance details by using the mParivahan app:
Also Read: RTO rules for car glass film 2022
Another way that you can try for checking the car insurance policy status is through the VAHAN web portal. The steps to do so are as follows:
Below steps need to be followed for checking the status of your vehicle insurance online on Parivahan Sewa website (https://parivahan.gov.in/):
Also Read: Vehicle fine check
Once a new vehicle is purchased, it has to be registered at the RTO or Regional Transport Office. Thus, RTO has details of every vehicle registered and you can easily do a quick RTO insurance check and verify the expiry date of your insurance from the RTO.
A two-wheeler is a basic necessity to make commuting easy. The record-breaking sales of two-wheelers in recent years show their high demand in India. If you buy a two-wheeler, you will mandatorily require at least a third-party two-wheeler insurance policy to ride your vehicle on the Indian roads. This emphasizes the high demand and sale of two-wheeler insurance policies relative to that of bike and scooter sales. Further, the ease of buying bike insurance policies online makes it even easier for two-wheeler owners to procure insurance policies for their vehicles and safeguard them against damages and untoward incidents.
Like ease of buying, it has also become easy for policyholders to check the insurance policy status of their bike plan easily via online mode. You can use different ways to check your two-wheeler insurance status for expiry date and other things like plan details.
Here are some simple ways and steps through which you can check the status of your bike insurance policy.
IIB is a portal that gathers data from the insurance sector in India established by IRDAI or the Insurance Regulatory and Development Authority of India. To check your two-wheeler policy details via IIB, you need to follow the below steps:
The Vahan service or Parivahan Sewa is an online portal that was introduced and managed by India’s Road and Transport Ministry. This centralized portal saves information on all motor vehicles in India. When you log on to the Vahan Portal to check your vehicle insurance status, keep the below details handy:
Vehicle insurance policy status can also be checked by visiting the official portal of the insurance provider.
In addition to visiting the website, you may also check the status of your policy by getting in touch with the customer support of your insurer via email or phone call.
Further, you may visit the nearest branch of your insurer and contact the information desk for support in checking your policy status.
Every single car owner needs to renew their car insurance policy before it expires. In case of missing the renewal date, you might have to face legal hassles and adverse circumstances. Thus, you should know how to check car insurance expiry date online to avoid issues like a rejection of the claim, or higher renewal premium, and so on.
So, avoid missing the expiry date of your car insurance premium. If required, set a reminder on your mobile or any other place where you can see it easily. And for those who are not sure about the expiry date, you must check the Parivahan RC status online on the Parivahan Sewa portal or on the RTO website.
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Here are the steps that can be followed to check car insurance status online:
Go to the VAHAN website
Click on 'know your vehicle details' tab.
Submit the registration number of your vehicle and enter the verification code.
Click on 'search vehicle' tab.
You can see the insurance details on the screen.
To check your insurance details from parivahan website, go to the official website of VAHAN e-services.
Go to the 'Know Your Vehicle Details' and submit your car registration number.
Now enter the verification code/captcha code.
Click the 'Search Vehicle' tab
You can see details of your car insurance on the screen.
Here's the steps to follow:
Visit the official website of your State's transport department
Go to the 'Online Services - For Citizens' option
Now, select the 'Vehicle Related Online Services' tab
Click on the 'VAHAN Citizen Services' link
Now, select the details of your RTO where your car is registered
Go to the status tab and choose the 'Know Your Vehicle Details' option
Now enter registration number, engine number and chassis number of your vehicle
Enter the captcha code now and submit the details
You can see details of your car insurance on the screen
To check the validity of a car insurance policy, follow the steps:
Go to the VAHAN e-Service portal
Click on “Know Your Vehicle Details”
Enter the vehicle registration number
Click on “Search Vehicle” tab
You can see the expiry date of your vehicle's insurance and other details
It is very important to renew a car insurance plan on time so that you can experience
its benefits. If a policy is not renewed within the fixed time, it is regarded as a lapsed policy. In that
case, the insurance provider will not consider any claims of the lapsed policy.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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