How to Check Vehicle Insurance Status Online on Parivahan Sewa/RTO?

Updated on Oct 17, 2023

Check Vehicle Insurance Status Online on Parivahan Insurance Website

Rohit bought the first car of his life and he was looking forward to traveling across the country in his new car. Since having insurance is compulsory by law in India for anyone to drive a car on the roads, Rohit checked online to read about the numerous available car insurance offers and purchased the best policy for his new car. However, he is now worried about how to check his vehicle insurance status online parivahan so that he doesn’t forget to renew car insurance before it expires.

Rohit’s concern is valid. In today’s busy schedule, it is quite common for people to forget about the renewal date of their car insurance. However, there is no need to worry. In this article, we are discussing the various easy ways through which you can check car insurance online and keep a tab on your insurance status to know its expiry date so that you can renew it on time. Let’s start with the validity of car and bike insurance.

How Long Does a Car Insurance Policy Remains Valid?

Like other products, insurance plans also have a validity period and most car insurance policies remain valid for a period of one year.  The policyholder is expected to renew the policy before the validity expires to enjoy the coverage.

In case of a new car, the car owner is supposed to buy the insurance plan for a period of 3 years as per the Motor Vehicle Act, of 1988. The owner is expected to renew the policy before the 3-year term expires. Once done, you can purchase the next policy for one year period, which you must renew yearly.

Of course, it is very important to renew the policy before it expires by checking RC status to stay away from any legal hassles.

Also Read: How to Register Vehicle In Vahan

Why is it important to timely renew your car insurance plan?

It is important to renew your insurance before it expires to be able to enjoy the coverage of your car insurance under the policy. However, in case of a lapse due to non-renewal, the consequences can be as follows:

• You cannot claim any compensation from the insurer: Once your policy date expires, the insurance agency is not liable to pay you for any damages done to your car. You have to pay from your pocket for every loss.
• You might get into legal hassle: Since having a car insurance policy is obligatory in India, you don’t have a choice when it comes to insurance. Thus, if you do not renew your car policy, you are violating the Motor Vehicles Act, and are prone to getting into a legal hassle. If you get caught without car insurance policy, you will have to pay a penalty or might even land up in jail.
• Might have to pay a high premium: If you do not renew your policy on time, you might be labeled as a careless person. If so happens, your insurance company might charge you a high premium on renewal.
• You may lose your No Claim Bonus (NCB): NCB is offered to a car insurance owner as savings on premium renewal. However, this is available for claim-free years and can help the policy owner save over 50% only if he/she renews the policy within 90 days of the expiry date.

Also Read: Vehicle insurance details by registration number

How to check vehicle insurance status?

The validity/status of your insurance can be checked in many ways to keep yourself updated on the date of expiry of the policy.

Some of the ways are mentioned below:

• By checking your insurance papers.
• By calling the insurance agency’s customer care number.
• By calling your insurance agent from whom you bought the policy and asking him/her about the details.
• By checking in the Insurance Information Bureau (IIB) portal.
• By visiting the RTO office portal.
• By checking your policy details on the website of ‘Parivahan Sewa’.

How to check vehicle insurance status online Parivahan – Step-by-step process to check car insurance status online on Parivahan Sewa?

The Ministry of Road Transport & Highways has launched the website of the Parivahan Sewa and maintains it centrally for the benefit of Indian citizens by storing data of all vehicles across the country.  So, as and when someone buys or renews motor insurance, the information gets updated on the Sarathi Parivahan portal within 2 working days.

Also Read: Cheapest Car Insurance in India

How to check car insurance details using mParivahan App?

One of the options to check your car insurance details is through the mParivahan app as well. Launched by The Ministry of Transport, this app enables you to have easy access to your vehicle documents.

Steps to follow for checking insurance details by using the mParivahan app:

• The foremost thing that you should do is install the mParivahan app on your smartphone
• You can choose your preferred language followed by selecting the ‘Continue’ option
• At this point, you will land on a dashboard where you will come across two options to check the status of your car insurance
• The first option is through your car registration number and the second option is through Driving License number
• You can enter any of these two and hit the Search button
• Now use your registered mobile number to sign in and continue
• As you sign in, you will be able to check the validity of your car insurance policy.

Also Read: RTO rules for car glass film 2022

How to check car insurance policy status on VAHAN web postal

Another way that you can try for checking the car insurance policy status is through the VAHAN web portal. The steps to do so are as follows:

• You first need to visit the VAHAN e-services portal
• Once you are at the homepage, go to ‘Know your vehicle details’
• Now to log in, you have to use your mobile number, or, you can even create a new account
• As you log in, you have to enter your car’s registration number and the captcha you see on the screen
• Now hit the Search Vehicle option
• At this point, you will be able to find all details of your vehicle and your car insurance.

Below steps need to be followed for checking the status of your vehicle insurance online on Parivahan Sewa website (https://parivahan.gov.in/):

• Go to the official website of Parivahan Sewa – parivahan.gov.in
• On the menu bar, go to the tab – ‘Information services’
• Now in the drop-down menu, you will see ‘Know your vehicle details’ tab. Click on it
• Vahan NR e-services page will appear in front of you
• To log in you will have to submit your registered mobile number
• Once you log in to the page, submit your car registration number as well as the verification code
• Now click on the tab – ‘Search vehicle’
•  You will see the details of your car along with the expiry date of your policy

Also Read: Vehicle fine check

How to check the status of your car insurance at the RTO?

Once a new vehicle is purchased, it has to be registered at the RTO or Regional Transport Office. Thus, RTO has details of every vehicle registered and you can easily do a quick RTO insurance check and verify the expiry date of your insurance from the RTO.

Here are the steps to follow:

• Go to the website of RTO
• On the menu bar, go to the option – ‘Online services’ for citizens
• Now select the tab ‘related online services’
• Click on the tab – ‘Vahan citizen services’
• Choose the RTO details in which your vehicle is registered
• Now on the menu bar choose the tab – ‘Status’ followed by ‘Know your vehicle details’
• Submit your car registration number as well as chassis and engine numbers
• Complete the captcha code and enter
• You will see the Parivahan vehicle details along with the expiry date of your car insurance policy

Ways to Check Two-Wheeler Insurance Policy Status Online

A two-wheeler is a basic necessity to make commuting easy. The record-breaking sales of two-wheelers in recent years show their high demand in India. If you buy a two-wheeler, you will mandatorily require at least a third-party two-wheeler insurance policy to ride your vehicle on the Indian roads. This emphasizes the high demand and sale of two-wheeler insurance policies relative to that of bike and scooter sales. Further, the ease of buying bike insurance policies online makes it even easier for two-wheeler owners to procure insurance policies for their vehicles and safeguard them against damages and untoward incidents.

Like ease of buying, it has also become easy for policyholders to check the insurance policy status of their bike plan easily via online mode. You can use different ways to check your two-wheeler insurance status for expiry date and other things like plan details.

Here are some simple ways and steps through which you can check the status of your bike insurance policy.

Check Two-Wheeler Insurance Status Online via the Insurance Information Bureau (IIB)

IIB is a portal that gathers data from the insurance sector in India established by IRDAI or the Insurance Regulatory and Development Authority of India. To check your two-wheeler policy details via IIB, you need to follow the below steps:

• Go to the official website of IIB at https://iib.gov.in/
• Search for ‘V SEVA’ under the quick links section on the home page and click on it.
• Alternatively, you can go to https://healthapp.iib.gov.in/IIB/Public_Search2.jsp for Vehicle Insurance Status Search
• You will see certain blank fields there. Duly fill them up with the necessary information as well as the Captcha code
• Review the information for any errors and click on the ‘Submit’ button

Below are some guidelines that you should consider while using the IIB portal:

• While entering the registration number of your bike, submit it without the special characters
• You are allowed to avail a maximum of 3 searches on your mobile number or email
• The IIB portal features insurance details for policies bought after April 1, 2020
• The insurance information including policy status appears in the portal within two months of policy submission by insurers
• For new vehicles, the chassis and engine numbers of bikes are provided by insurers

Process to Check Bike Insurance Status Through VAHAN Service Online 

The Vahan service or Parivahan Sewa is an online portal that was introduced and managed by India’s Road and Transport Ministry. This centralized portal saves information on all motor vehicles in India. When you log on to the Vahan Portal to check your vehicle insurance status, keep the below details handy:

• Your vehicle insurance policy number
• DOB or date of birth of policyholder
• Mobile number of the policyholder registered in the policy

Follow the simple steps mentioned below to get your policy status easily:

• Go to the official website of VAHAN e-services
• On the top menu bar, look for the tab of ‘Information Services’. Click on the tab
• Now, select the ‘Know your Vehicle Details’ tab from the drop-down menu
• You will reach the Vahan NR e-Services page
• You can log in to the page by submitting your registered mobile number
• Next, submit the registration number of your bike, engine, and chassis number along with the verification code displayed on the screen
• Submit the details and click on the tab of ‘Search Vehicle’
• You can see your vehicle details including your insurance status

Check Bike Insurance Online Through the Insurer

Vehicle insurance policy status can also be checked by visiting the official portal of the insurance provider.

• To check the insurance status through the website of the insurer, you can visit the official portal of the insurance company.
• The process of checking the particulars of your insurance plan including the status of the policy may vary from insurer to insurer.
• Generally, for most providers, you can check the policy status by entering your vehicle details in the policy status section.

In addition to visiting the website, you may also check the status of your policy by getting in touch with the customer support of your insurer via email or phone call.

Further, you may visit the nearest branch of your insurer and contact the information desk for support in checking your policy status.

Also Read:

• RTO Forms List
• Uttar Pradesh (UP) RTO

To Conclude

Every single car owner needs to renew their car insurance policy before it expires.  In case of missing the renewal date, you might have to face legal hassles and adverse circumstances. Thus, you should know how to check car insurance expiry date online to avoid issues like a rejection of the claim, or higher renewal premium, and so on.

So, avoid missing the expiry date of your car insurance premium. If required, set a reminder on your mobile or any other place where you can see it easily. And for those who are not sure about the expiry date, you must check the Parivahan RC status online on the Parivahan Sewa portal or on the RTO website.

Popular Motor Insurance Companies India, 2023

Related Articles

• Things You Know About Vehicle Number Plate
• Different Types of Driving Licence in India
• How to Change Address on Driving License?
• Download Registration Certificate Online from Your DigiLocker Account
• Drink and Drive Fine in India

Other Motor Insurance Products