6 min read
Updated on Oct 17, 2022
As per the Motor Vehicles Act, 1988, it is obligatory for every car owner to have an insurance policy for its vehicle. An insurance policy covers a car owner against damages, injury or in case of death caused due to an accident of your car by a third party. In such a situation, the policy holder can claim the insured amount by using the insurance policy details. However, in case of unavailability of the insurance details, it is possible to use your vehicle number details or the registration number of your car to procure all information pertaining to your car insurance.
If you want to know more about how to use your car registration number to obtain insurance policy details or how to do insurance check by vehicle number or how to find insurance policy number by vehicle number, read on.
When you buy a new car, you must get it registered with the RTO or Regional Transport Office of your district within a month of your purchase. The RTO issues a unique 10-digit number to your car as its identity number.
The registration number is a unique combination of letters and numbers indicating the particular state and district where the registration was done. Overall, the vehicle number details goes like this:
For example, let’s assume your car registration number is UK 07 GA 9988. Here:
UK – means Uttarakhand
07 – stands for the district code – Dehradun
GA – is the RTO sequence number, whereas
9988 – is the unique identity number of your car
This registration number is an obligation that you need to procure at the time purchasing your vehicle insurance policy.
In case of unavailability of policy details, it is easy to access the vehicle insurance details by registration number in India. This can be done by accessing the online Portal named ‘Vahan’ launched by the Ministry of Road Transport and Highways, Govt. of India. You simply need your car registration details to access the insurance details of your car via the online portal.
Here are the steps to follow:
If you don’t have access to internet and cannot use online mode to find details of your car policy, you can find the vehicle number details via SMS. Follow the below steps:
You will receive an SMS containing the details you require.
Here are some situations where car details are traced by using the car number plate or car registration number check:
In case of hit & run accident case; to trace driver/owner of the car.
In case of other accidents where a car gets damaged due to collision; to trace the details of the car owner.
In case you want to buy a second hand car and would like to check the details of the car owner to confirm if it’s genuine or not.
The unique registration number of a car is a handy tool that can be used in numerous occasions for numerous purposes to offer car information by number. It helps in identifying the uniqueness of a vehicle. Here are some of the other benefits of a car registration number:
If you want to know how to find insurance policy number by vehicle number, it is very easy. You already know that you need the registration number of your car to purchase an insurance policy for your vehicle. Now, the details of the insurance policy are linked to the registration number of your car. Thus, they are interconnected. So, by entering the registration number of your vehicle on the portals stated below, you can check the policy details of your car:
Having an insurance for your vehicle is mandatory by law in India. Further, an insurance also safeguards your vehicle against damages by protecting it financially. Thus, it is very important to procure a good insurance plan and to renew the same on time. So, keep a tap on the policy end date of your car insurance and renew it timely. And if you don’t have the policy number or policy details with you, you can use your car registration number details to obtain the details of your insurance policy, its end date and much more.
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To get car owner details online in India, a portal called VAHAN has been launched by the Ministry of Road Transport and Highways. VAHAN has information of more than 28 Crore vehicles in India and can help in getting car owner details Online.
There are different ways of finding insurance details of a car by car number. First way is to visit the official RTO website where your vehicle is registered. Here, you can submit the registration number of your car and click on the “proceed” tab to find the policy details.
The second way is to visit the website of the Transport Department of your State and enter your vehicle registration number to get the car insurance details.
To check your insurance details by car registration number, you can visit the official website of VAHAN e-services.
Go to the 'Know Your Vehicle Details' tab and enter your mobile number to create an account. If you already have an account, you can simply log on to the account and submit your car registration number. Now enter the verification code. Finally click the button called 'Search Vehicle' to see all details on the screen.
Here's the way to check car details via SMS:
Open the message application on your mobile. Type VAHAN Registration Number of the vehicle in the message space. Now send the message to VAHAN SMS number: 77328-99899.
You will get an SMS with details.
To add insurance details to Parivahan app, you must download the app first.
Once you download the app, you can sign in easily by completing the OTP-based process.
Once you sign-up, you can create an account and store virtual documents like License, RC and Insurance details etc.
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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