How to Find Vehicle Insurance Details & Insurance Policy Number by Vehicle Registration Number?

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Updated on Oct 17, 2022

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How to Get Vehicle/Car Insurance Details by Registration Number

As per the Motor Vehicles Act, 1988, it is obligatory for every car owner to have an insurance policy for its vehicle. An insurance policy covers a car owner against damages, injury or in case of death caused due to an accident of your car by a third party. In such a situation, the policy holder can claim the insured amount by using the insurance policy details. However, in case of unavailability of the insurance details, it is possible to use your vehicle number details or the registration number of your car to procure all information pertaining to your car insurance.

If you want to know more about how to use your car registration number to obtain insurance policy details or how to do insurance check by vehicle number or how to find insurance policy number by vehicle number, read on.

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Know about Vehicle Registration Number (RC Number)

When you buy a new car, you must get it registered with the RTO or Regional Transport Office of your district within a month of your purchase. The RTO issues a unique 10-digit number to your car as its identity number.

The registration number is a unique combination of letters and numbers indicating the particular state and district where the registration was done. Overall, the vehicle number details goes like this:

  • First two letters show – State of registration of the car
  • The second two digits show – District where the car is registered or the district code
  • The last four digits are unique identification numbers of your vehicle
  • In case of unavailability of a unique number, RTO can use one or two letters to make the registration number unique to your car. These letters are termed as RTO sequence number.

For example, let’s assume your car registration number is UK 07 GA 9988. Here:

UK – means Uttarakhand
07 – stands for the district code – Dehradun
GA – is the RTO sequence number, whereas
9988 – is the unique identity number of your car

This registration number is an obligation that you need to procure at the time purchasing your vehicle insurance policy.

How to Track Vehicle Registration Details Online in India?

In case of unavailability of policy details, it is easy to access the vehicle insurance details by registration number in India. This can be done by accessing the online Portal named ‘Vahan’ launched by the Ministry of Road Transport and Highways, Govt. of India. You simply need your car registration details to access the insurance details of your car via the online portal.

Here are the steps to follow:

  • Go to the VAHAN website to find the car owner’s details.
  • Check the tab ‘Know Your Vehicle Details’ and click on it.
  • Create an account if you are a new user or login using your details if you are a registered citizen
  • Now, provide your car registration number available at the back of your car in a metal number plate.
  • Provide the human verification code and then click on the tab ‘Vahan Search’.
  • Note down the details of the car owner.

How to Track Vehicle Registration Details via SMS in India?

If you don’t have access to internet and cannot use online mode to find details of your car policy, you can find the vehicle number details via SMS. Follow the below steps:

  • Go to the compose message box on your mobile phone
  • Type VAHAN<space>Registration Number of your car.
  • Send the SMS to 7738299899

You will receive an SMS containing the details you require.

Instances When You Need to Find Car Details Using the Number Plate in India

Here are some situations where car details are traced by using the car number plate or car registration number check:
In case of hit & run accident case; to trace driver/owner of the car.
In case of other accidents where a car gets damaged due to collision; to trace the details of the car owner.
In case you want to buy a second hand car and would like to check the details of the car owner to confirm if it’s genuine or not.

Uses of the Vehicle Registration Number

The unique registration number of a car is a handy tool that can be used in numerous occasions for numerous purposes to offer car information by number. It helps in identifying the uniqueness of a vehicle. Here are some of the other benefits of a car registration number:

  • You need the registration number at the time of buying an insurance policy for your car.
  • You also need the registration number for renewal of your car insurance policy.
  • You would need it for processing a claim of insurance in case of an accident or damage of your car.
  • And you would require the registration number to find out details of your car insurance policy in case you lose your policy number/details.

Ways to Check Car Details and Vehicle Insurance Details by Registration Number

If you want to know how to find insurance policy number by vehicle number, it is very easy. You already know that you need the registration number of your car to purchase an insurance policy for your vehicle. Now, the details of the insurance policy are linked to the registration number of your car. Thus, they are interconnected. So, by entering the registration number of your vehicle on the portals stated below, you can check the policy details of your car:

  • Go to the RTO website. Provide the registration number of your car in the allotted section. Now click on the tab ‘proceed’ to find the policy details.
  • Similarly, go to the State Transport Department’s website and provide your car’s registration number in the allotted section to get details of the plan.
  • Alternatively, you can visit https://www.parivahan.gov.in/parivahan/, which is the website of the Ministry of Road Transport and Highways. Here also, you need to provide your unique car number to collect the details of your policy.
  • Further, you can also go to the website of the Insurance Information Bureau (IIB). This portal is launched by IRDAI where you check the details of your car insurance by entering the car registration number.

Conclusion

Having an insurance for your vehicle is mandatory by law in India. Further, an insurance also safeguards your vehicle against damages by protecting it financially. Thus, it is very important to procure a good insurance plan and to renew the same on time. So, keep a tap on the policy end date of your car insurance and renew it timely. And if you don’t have the policy number or policy details with you, you can use your car registration number details to obtain the details of your insurance policy, its end date and much more.

Also Read: How To Check Vehicle Owner Details By Registration Number?

Found this post informational? Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance and Investment section. You can visit PayBima to Buy Insurance Online.

FAQs on Finding Car Insurance Details by Registration Number

How can one check car details online in India?

To get car owner details online in India, a portal called VAHAN has been launched by the Ministry of Road Transport and Highways. VAHAN has information of more than 28 Crore vehicles in India and can help in getting car owner details Online.

How can I find my car insurance details by car number?

There are different ways of finding insurance details of a car by car number. First way is to visit the official RTO website where your vehicle is registered. Here, you can submit the registration number of your car and click on the “proceed” tab to find the policy details.

The second way is to visit the website of the Transport Department of your State and enter your vehicle registration number to get the car insurance details.

Steps to checking insurance details by car registration number?

To check your insurance details by car registration number, you can visit the official website of VAHAN e-services.

Go to the 'Know Your Vehicle Details' tab and enter your mobile number to create an account. If you already have an account, you can simply log on to the account and submit your car registration number. Now enter the verification code. Finally click the button called 'Search Vehicle' to see all details on the screen.

How can I get car details through SMS?

Here's the way to check car details via SMS:

Open the message application on your mobile. Type VAHAN Registration Number of the vehicle in the message space. Now send the message to VAHAN SMS number: 77328-99899.

You will get an SMS with details.

How do I add insurance details to parivahan?

To add insurance details to Parivahan app, you must download the app first.

Once you download the app, you can sign in easily by completing the OTP-based process.

Once you sign-up, you can create an account and store virtual documents like License, RC and Insurance details etc.

Jan 31, 2022
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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