Author Bio

Paybima Team

Paybima is an Indian insurance aggregator on a mission to make insurance simple for people. Paybima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. Paybima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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Ever tried planning your finances with a vague idea and a hopeful prayer? We have all been there scribing numbers on paper, trying to figure out if our savings will magically grow while we binge watch Netflix. The good news? There’s a smart way to do it. HDFC FD calculator is a nifty online tool that assists in figuring out exactly how much your fixed deposit will earn over time, without needing a math degree or your financial advisor on speed dial. Whether you are saving your money for an overseas vacation, your dream wedding, or just a future where your bank balances do not give you anxiety, this online calculator can help you make better- educated decisions.
Here’s a deep dive into this financial tool.

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Let’s be honest – life insurance planning isn’t exactly someone’s weekend hobby. It is the financial equivalent of flossing: we understand its importance, but we tend to put it off. But somewhere between balancing work and life, you might realise you need to have a solid plan in place – just in case.
That’s exactly where term life insurance comes in. If you are wondering how much insurance coverage you need to have or whether you are paying too much in premiums, allow us to introduce  the low-key MVP of financial planning: an online term insurance calculator.
Now, before you think of this as another confusing financial tool filled with acronyms and numbers,give it a moment. This simple online calculator might be the most practical insurance planningassistant you have used. So, let’s deep dive and understand what it is exactly.

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Car theft was a major concern that car owners were worried about for long in India. Even though it still prevails, but the numbers have gone down considerably because of the installation of various anti theft devices over the years. These devices not only enhance your car’s security, but also reduces the insurance premium of your vehicle to a great extent. This is because the installation of anti theft devices in a car guarantees almost no claims of car theft. So, the insurance companies offer good discounts on premiums to car owners having such devices installed in their car. However, you must note that such discount is not available in third-party policies.

If you are considering anti theft devices to install in your car to prevent theft, you can do so by installing an Automobile Research Association of India or ARAI approved anti theft device.

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When you are driving on the Indian roads one of the most crucial obligations for you would be to keep your documents handy with you at all times. This is because you may have to show them at any time when a traffic police officer asks for the same at a signal or elsewhere. As such, it can be rather difficult to remember all these things – to keep them in mind. This is where a Digi locker can be what the doctor ordered for you. The DigiLocker allows you to carry all your papers with you digitally. This is an initiative of the Ministry of Electronics and Information Technology.

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